12 Apps With Instant Sign-Up Bonuses (April 2024)

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On this page, you’ll find a comprehensive list of the best current sign-up bonuses available.

Our top picks include:

• Branded Surveys: Best PayPal instant withdrawal — get 100 points (valued at $1) for signing up, then you can easily reach their $5 minimum payment and withdraw instantly to PayPal.
• MoneyLion: Best instant withdrawal bonus — get $5 immediately upon signing up, no deposit required.
• Stash: Best $20 bonus — open an account via a referral link and deposit at least $0.01 to receive a $20 cash bonus.

#1. Branded Surveys: Get a 100-Point Signup Bonus Instantly

Branded Surveys is one of the best online survey sites. By completing surveys, you can earn points that can be redeemed for cash or gift cards.

When you sign up, you immediately receive a 100-point bonus, which is equivalent to $1. This can be a quick and easy way to earn a bit of money today, especially since the bonus can be withdrawn instantly via PayPal once you hit the low minimum to cash out, which is just $5.

Beyond the signup bonus, you’ll earn points for each survey you complete. The amount of points you earn per survey varies, but most surveys take around 15 minutes to complete and offer between 50 and 500 points.

Download Branded Surveys.

#2. MoneyLion: Get a $5 Instant Bonus and a $50 Direct Deposit Bonus

MoneyLion offers a complete suite of financial services — including banking, investing and loans — within a single app. 

Signing up for the MoneyLion app through this referral link gets you a $5 instant bonus. No deposit is required, and opening an account doesn’t impact your credit score. Using our link should auto-activate the bonus, but if you’re asked to enter a promo code for MoneyLion, be sure to enter thewaystowealth.

You can earn an additional $50 bonus when you sign up for direct deposit, plus another $5 crypto bonus upon purchasing $10 worth of cryptocurrency. 

All in all, you can earn $60 in bonuses from MoneyLion. While the account has a $1 per month admin fee, you can close it at any time and keep your bonus funds.

Sign up for MoneyLion.

#3. Survey Junkie

Survey Junkie is one of the most popular survey sites and apps that pays users to share opinions.

Survey Junkie’s sign-up offer gives new members a $5 cash bonus when you finish your first five surveys.

When you sign up with Survey Junkie, you’ll get the opportunity to take short profile surveys. These surveys are designed to customize future survey opportunities based on your answers. These quick surveys qualify for the five survey bonus, which means it’s easy to meet this requirement in a very short amount of time.

Once you accumulate $5 in Survey Junkie earnings, you can cash out instantly to PayPal. 

You can boost your rewards by installing the Survey Junkie Pulse browser add-on. With Pulse installed, simply browsing the web triggers cash bonuses (and it pays a $1.50 sign-up credit after 30 days).

Sign up for Survey Junkie. 

#4. Robinhood: Free Share of Stock (Valued Up to $200)

Robinhood offers new users a free fractional share for simply signing up and linking a bank account — no deposit or transaction is required.

You could receive anywhere from $2.50 to $200 in free stock.

According to Robinhood, there’s a 98% chance the share value you receive will be between $2.50 and $10. Additionally, you can choose the specific stock you want from among the 20 biggest U.S. companies based on market cap.

However, instant withdrawals are unavailable; you must wait 30 days to cash out.

Visit Robinhood.

#5. FreeCash: Get a Random Sign-Up Bonus Up to $250

FreeCash is a “get paid to” site that allows users to earn money by playing games, taking surveys and completing offers. The site has a random sign-up bonus, which can be as high as $250 or as low as $0.05.

Upon signing up and confirming your email address, you’ll receive an email with your bonus amount. In my case, I received a $0.25 bonus.

Once you’ve reached the $5.00 threshold, you can instantly withdraw your earnings via PayPal or through a bank transfer. 

Sign up for FreeCash.

#6. Acorns with Swagbucks Hack: Earn $60 Fast 

Acorns is one of the most popular investing apps, with hundreds of thousands of positive reviews on the App Store. 

Currently, Acorns offers new users a $10 sign-up bonus for linking a bank account.

But aside from that generous $10 sign-up bonus, Acorns’ best feature is that you can invest spare change automatically. So if you spend $4.25 at Starbucks, Acorns will set aside 75 cents to invest. (The actual deposit is made once your spare change reaches $5.)

But don’t head over to Acorns just yet.

First, sign up for the popular rewards site Swagbucks (more on them below).

Once signed up, do a search for Acorns in the search bar. You’ll find an offer for $50 when you sign up through the Swagbucks affiliate link.

This is a nice trick for earning an extra $50 for a minute or two of your time. 

If Acorns isn’t for you, make sure to cancel your account, as there is a monthly fee (starting at $3).

Sign up for Swagbucks.

#7. Stash: Get $20 in Free Stock When You Deposit $0.01

Stash is a beginner-friendly investment app that offers a variety of automated investment options, $5 minimums and a user-friendly experience.

Sign up for a new account through our Stash referral link and you’ll get a $20 cash bonus when you:

1. Link an external bank account.
2. Add at least $.01 to your Stash Banking account or Stash Personal portfolio.

Stash does have monthly fees, ranging from $3 to $9. You can cancel at any time, and there are no penalties or fees for doing so.

Download Stash Invest.

#8. Rakuten: Earn $30 After a Qualifying Purchase

Rakuten is one of the top cash-back sites, and a reader favorite.

To get the $30 bonus, sign up through this link with your email address. Then, make a $30 online purchase (which can be from any of their thousands of partnered stores) within 90 days.

Rakuten also has one of the most generous referral programs around. You’ll earn a $30 bonus for referring just one friend (this could be your spouse, sibling or parent). Since you’ll both save, it’s an easy win for each of you.

Rakuten is known for consistently offering some of the highest cash-back rates for online shopping, but be aware that the company pays quarterly, so you’ll have to wait to get your earnings.

Learn more: Get the details on the latest Rakuten referral bonus and read our Rakuten review to learn how to make the most of your time on the site.

#9. InboxDollars: Get a $5 Bonus Just for Signing Up

InboxDollars is an easy-to-use rewards site that offers a straightforward $5 bonus for new members. The bonus is automatically added to your account after signing up and confirming your email address.

To withdraw your money, you’ll need to earn at least $10 on the platform. Tips for earning money quickly on InboxDollars include:

• Completing offers from legitimate companies.
• Earning cash-back through online shopping.
• Uploading copies of your shopping receipts.
• Taking short surveys.
• Referring friends (you’ll get $3 per referral who earns $30 in their first 60 days, plus 4% of their lifetime earnings).

Read our InboxDollars review or view the full details on InboxDollars’s current promo for more tips on maximizing your earnings. 

Sign up for InboxDollars.

#10. moomoo: $35 In Free Stock With a $100 Deposit

moomoo is a fast-growing, commission-free brokerage that offers one of the most generous free stock bonuses. 

When you sign up and deposit $100 or more, you’ll receive 7 free fractional shares worth $5 each.

To qualify for this offer, you have to maintain an average account balance of at least $100 for 60 days after claiming the bonus. During this time, your fractional shares will be “frozen.” Once the holding period is complete, the shares will be deposited into your account within five trading days, and you’ll be able to trade or cash out as you wish.

Please note that this bonus is limited to one per customer.

For a comprehensive breakdown of this offer, see our write-up on the moomoo free stock promotion.

Sign up for moomoo.

#11. Ibotta: Get a $5 Welcome Bonus With Referral Code “Frltllp”

Ibotta is a popular cash-back app that rewards you for shopping in-store and online. 

I’ve found the app most useful at grocery stores. Before heading to the store, I briefly scan the app to see which items are paying cash-back. Then,I activate the offers within the app, and after purchasing the qualifying items, I upload a photo of my receipt.

For online shopping, you can activate offers via Ibotta’s Chrome extension, or search for items within the app to earn from over 2,000 retailers.

New users can use our exclusive referral code “frltllp” to receive a $5 welcome bonus. 

You can cash out once your earnings hit $20. In my experience, the $20 amount can be reached in 2-3 trips to the grocery store.

Sign up for Ibotta.

#12. MyPoints: Get a $10 Bonus for Spending $20

MyPoints is a popular rewards site that pays you for various online activities, such as taking surveys and playing games. New members can earn a $10 bonus in their first 30 days.

To qualify for the bonus, sign up using the links on this page and make a purchase of $20 or more (before tax and shipping) through the MyPoints cash-back shopping portal within your first 30 days. 

MyPoints partners with popular retailers like Amazon and Walmart, so you can earn the bonus on purchases you were already planning to make.

If you’re unable to earn the additional cash-back needed to cash out through shopping alone, focus on completing promotional offers, taking surveys, and uploading receipts. While games are available on the platform, they typically offer lower rewards and sometimes require in-game purchases.

Read our MyPoints review or see all the details on the current MyPoints bonus to learn more. 

Sign up for MyPoints.

Sign-Up Bonus FAQs

Summary of Best Sign-Up Offers

Best Sign-Up and Get Money Sites: Final Thoughts

Enjoy free money for signing up and take advantage of apps and websites that pay you instantly.

After all, there’s nothing quite like the feeling of getting free money or free gift cards — especially when you’re on a tight budget. 

But it should go without saying that you’ll never pay your rent with these types of deals. At the same time, I think they’re valuable because they can help you build your money-making muscle. 

It can be hard to make progress on your financial goals when you’re struggling just to make ends meet, and it can feel like there aren’t any good options for improving your situation.

But the reality is that today, there are more ways to make and save money than at any time in history. You just have to know how to leverage them. And sometimes, getting started is the hardest part.

That’s where offers like these come in: they’re small wins that can take some budget stress off of your shoulders or boost your spirits with a little extra spending money, which can in turn help you focus on the next step in your financial journey. 

Want more sign-up bonuses? Check out our articles on how to get free Bitcoin and the best crypto sign-up bonus offers to learn about sites that will give you crypto just for becoming a member.

R.J. Weiss

R.J. Weiss, founder of The Ways To Wealth, has been a CERTIFIED FINANCIAL PLANNER™ since 2010. Holding a B.A. in finance and having completed the CFP® certification curriculum at The American College, R.J. combines formal education with a deep commitment to providing unbiased financial insights. Recognized as a trusted authority in the financial realm, his expertise is highlighted in major publications like Business Insider, New York Times, and Forbes.