The idea for this post came one night in conversation with my sister. After her second child, she left her job of 10+ years to be with her kids full-time.

Our discussion started with how spending money on herself felt before and after she left her job. This is something my wife and I have talked a lot about too. With the differences society places on earning money vs. being a caregiver, it was interesting to hear another mom’s perspective.

Also interesting was that my sister had a system down for earning some spending money. She liked that this money in her words had “no-strings attached” to it. We then compared apps, websites, and tips for the rest of the night while our kids tore apart our house. 

Here’s the top seven ways to make money as a stay-at-home mom that we came up with. If you’re looking for opportunities to make more than a little extra spending money, you check out this article I wrote about the fastest-growing stay-at-home jobs

How to Make Money as a Stay at Home Mom

#1 – Sharing Your Opinion

Surveys are perhaps the quickest way for stay-at-home moms to make some money.

Over 70% of women are the primary shoppers for their households. That’s why market research companies will pay for their opinion.

How it works is you sign up for a paid survey site, then you’re notified by email when a survey is available. For example, here’s a survey opportunity recently emailed to me:

Not all offers are this good but they do exist for those who are patient.

The favorite survey site of the readers of The Ways to Wealth and the one I recommended to my sister was SurveyJunkie.

SurveyJunkie is an A-Rated company by the Better Business Bureau and their free app has a rating or 4.5 with ‎6,350+ reviews. (available for both iPhone and Android).

Click here to start earning with Survey Junkie.

#2 – Take Pictures of Your Receipts

My sister’s favorite app and one my wife and I both use is Ibotta. As she’s the primary shopper for her family, she earns $25+ per month, which she can get in cash or gift cards.

If you haven’t heard of Ibotta, it helps you get cash back for taking pictures of your receipts. Here’s how it works:

  • You start by downloading the app (you need a name and email to start)
  • Browse your preferred store to see what offers are eligible for cash back. For example, currently iBotta is offering $3.50 cash back for Heinz’ Mayonnaise at Walmart.
  • Once you’ve made the purchase, you take a picture of the receipt with your smartphone to get the cash back. Once you accumulate $20, you can withdraw your earnings via PayPal or Venmo or exchange for gift cards to your favorite stores.

Right now, iBotta is giving new users a $10 sign up bonus too. 

Also, you can use a receipt that’s up to a week old. So, if you have a recent receipt on hand, download the app now and see how much you can earn.

You’ll also be glad to know, both the iPhone and Android apps are highly rated.

  • Android: Rating: 4.5/5 – ‎278,000+ votes
  • iPhone: 4.5/5 – 61,000+ Ratings

Click here to start earning with Ibotta.

#3 – Make Money Printing Coupons

Not only can you save money by printing coupons, you can make money as well.

MyPoints is an app that pays you for printing and using coupons.

Here’s how it works:

  1. Sign up here (with your name and email address)
  2. Before you shop, browse the coupons available (currently there are 117 coupons worth $237.93 available.
  3. Select the coupons you want to use, then print (it will just print one page)

For the extra minute or so it takes you, there’s a lot of savings and earning to be had. Especially when you consider MyPoints Print, Save and Earn Coupons can be stacked with Ibotta cash back rebates. This technique, called deal stacking, is how you can save big! Your pints can then be exchanged for gift cards to your favorite stores.

Learn more about MyPoints Print, Save, and Earn Coupons.

#4 – Earn Up To $20 an hour Teaching English

One of the things hard for stay-at-home moms is to find consistent, flexible part-time work that pays well.

But work like this does exist–one option is tutoring with VIPKID.

VIPKID s a fast growing company that allows you to tutor kids from all over the world from the comfort of your own home.

As a VIPKID tutor you’ll get some pretty nice benefits;

  • Paying customers, lesson plans and course materials are ALL provided for you
  • Earn up to $22 an hour
  • Work when you want, where you want, and no need to worry about marketing your services as students are waiting for you
  • No startup costs or application fees.

You can learn more about becoming a VIPKID Tutor here.

#5 – Start a Blog

There are hundreds of moms around the U.S. supporting their families by blogging.

The downside of blogging is that it takes time to get going. Blogging is by no means an instant money-maker.

But blogging has some outstanding potential. Consider this blog which made over five-figures a month in a little over a year. Or Michelle Schroeder-Gardner who makes over $50,000 per month.

Surprisingly, blogs are quite easy to start. With no technical experience, anyone can launch a blog for under $3 a month. (read The Ways To Wealth’s Insanely Simple Guide To Starting A Blog).

Thinking about starting a blog? I have a free 7-day email course: How To Make Your First $1K Blogging. You’ll learn all about how to launch your blog the right way from the technical side to marketing.

Enter your email below, to sign up:


#6 – Download These Passive Income Apps

If taking on more commitment such as becoming a tutor or starting a blog isn’t right for you, you’ll be glad to hear about passive income apps. The concept behind these apps is that they work in the background, requiring very little or no time on your end.

Here’s three apps to consider and how they work:

Nielsen Mobile Panel (Earn $50 a year) – This app runs in the background of your smartphone. It collects data on your use of applications, mobile web and other services for the purpose of market research. When you download the app, you’ll earn $3 for downloading, then another $3 every month it’s installed. Learn more.

Paribus (Earn $50 a year) – Don’t delete your emails! Paribus gets you money back for your online purchases at stores like Target, Walmart, and more. After signing up for Paribus, it will track your recent purchases (through emailed receipts). When it finds a price drop, Paribus will then claim the from the retailer on your behalf at no-cost to you. Learn more.

Related article: 11 Best Online Business Ideas for Women (That Actually Pay)

#7 – Freelance Writing

Another part-time, flexible way to earn money is through freelance writing.

An inspiring freelance writing success story is Gina Horkey’s of Horkey Handbook. Gina was able to replace her high five-figure salary in a bit over six months as a freelance writer – even as she had a full-time job and kids.

Want to know how to get started as a freelance writer?

Check out “Freelance Writing for Beginners — How to Land Your First High-Paying Client.” 

*Paribus compensates us when you sign up for Paribus using the links we provided.