Looking to take control of your money in 2018?

Whether you’re trying to make money, spend less, or want a quick tip to help you achieve your money goals–we have you covered.

Here are seven money tips that will have big results in years to come.

# 1) Get Cash Back On Things You Already Buy

Shop online? If so, you need to check out Swagbucks. With Swagbucks, you can get up to 20% cash back from stores like Amazon, Walmart and more.

Swagbucks has paid out over $230,000,000 to its members and has an A+ rating with the BBB, so check them out if you haven’t. Click here to get a $5 bonus too!

 

# 2) Make The One Investment That Supersedes All Others

What’s the best investment Billionaire investor Warren Buffett has ever made? In a recent interview, Buffett went out to say:

“Ultimately, there’s one investment that supersedes all others: Invest in yourself. Nobody can take away what you’ve got in yourself, and everybody has potential they haven’t used yet.”

This is something available to us all. Whether it’s reading a good book, attending a conference, or building relationships — look for ways to invest in yourself this year today! It’s the highest potential return there is.

 

# 3) Check Your Credit Score for Free

You should know your credit score and what’s on you report. A few years back, a medical bill of mine was sent to the wrong address. I didn’t find out about it until I got an alert that a collection agency showed up on my credit report. I ended up getting it fixed but if I didn’t have credit monitoring setup, the situation could have been far worse.

It turns out, this situation isn’t that unique. A recent FTC report found 20% of Americans have an error on their credit report.

I use a free site called Credit Sesame, which offers free credit monitoring and alerts.  You even get to see your credit score for free (signing up doesn’t impact your score). Sign up today to see what’s on your credit report.

 

# 4) Raise Your Average

To quote the great personal development thinker Jim Rohn;

“You’re the average of the five people you spend most of your time with.”

Taken one step further–your net worth will be an average of the five people you spend the most time with.

Out of personal network — whose net worth would you like to have? Make a phone call, send a text, send an email to that person.

Start raising your average. 

 

# 5) Let A Robot Save You Real Money

Trim is a reader favorite at The Ways To Wealth and actually quite fun to use. The goal of Trim is to become your automated personal finance assistant.

You start by downloading the app. Then, syncing your credit card data. Trim’s goal is to find you customized coupons, promos, and rebates. When they do, they send you a message on Facebook.

For example, after signing up a few months back, I got an email from Comcast I had a $5 credit towards my account.

Xfinity Bill

When I logged into Facebook, it turns out that Trim negotiated this $5 credit based on power outage.

Pretty cool, right?

Trim can even cancels subscriptions, negotiates your bills, and find you better car insurance, and more.

 

#6) The Zero Effort Hack To Optimize Your 401k

If you’re like most, you decided on your choice of 401(k) funds a while back and haven’t given it much thought since.

I get it. Sorting through the sometimes complex options in your 401(k) can seem daunting. But it’s important to keep in mind, it’s your choice of funds that determine your return.

In other words, you can knock years off your working life just by optimizing your 401(k)!

Blooom is a free tool that analyzes your 401(k) in a totally hands off way. All you do is link up your retirement account–then get a free analysis of your 401(k) in minutes.  You can take this free analysis and make adjustments yourself.  If you prefer a hands off approach, Blooom can manage your 401(k) for $10 a month, with your first month free.

Let Blooom tell you how you’re doing. Start the signup process by entering your name, birthday, and estimated retirement date. Then, let Blooom link up to your 401(k) to get your free analysis.

 

# 7) Set Financial Goals That Make You Happy

Setting financial goals is hard. Achieving them is even harder.

But despite the difficulty, financial goals make a lot of sense. After all, working for money takes up most of our waking hours. Once in awhile, it makes sense to ask yourself if you’re on the right track, right?

I’ve written a financial goal setting workbook, to help guide both individuals and couples for setting SMART financial goals. It’s a step-by-step process for gaining clarity in your financial life.

Sign up below for free access.

 

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