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R.J. Weiss

About R.J. Weiss

Founder of The Ways to Wealth

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R.J. Weiss is a CERTIFIED FINANCIAL PLANNER™ professional with over a decade of experience in financial planning, and founder of The Ways To Wealth.

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Expert reviewer for BestColleges.com and has been quoted in publications like Business Insider, Yahoo, Mint, USA Today, CNET, the New York Times and Forbes.

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Holds a B.A. in finance from Eastern Illinois University and completed the CFP® Certification curriculum program at The American College. Additionally, he has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designations.

Experience

R.J. Weiss is not just a financial planner but a trusted voice in the realm of financial content. At The Ways To Wealth, R.J. and his team are dedicated to publishing a wide range of content in the financial space, from fair and unbiased assessments of financial products and services to insightful articles, guides and resources. Their commitment to accuracy and relevance ensures that readers get the most up-to-date and reliable information.

R.J.'s unique approach to content creation is based on experience, research, and a deep understanding of the financial industry. He believes in the power of firsthand experience and combines this with extensive research and expert insights to provide valuable content to his readers.

Outside of his professional life, R.J. is an avid traveler, a husband, and a proud father of three. He resides just outside of Chicago, IL.

Education

R.J. Weiss holds a B.A. in finance from Eastern Illinois University. He became a Certified Financial Planner® on December 10, 2010, after completing the CFP® Certification curriculum program at The American College. Further enhancing his credentials, R.J. has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designation.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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    Reward Travel 101: Beginner’s Guide to Free Flights & Hotels

    Turn everyday spending into travel by earning credit card points worth more than cash back when redeemed properly. Master signup bonuses, optimize spending categories, and transfer points to airline or hotel partners for outsized value.

    By R.J. Weiss
    January 28, 2025
  • What is The Chase Trifecta

    Understanding the Chase Trifecta Strategy for Maximizing Rewards

    The Chase Trifecta turns everyday spending into high-value travel by pairing cards that earn bonus points with premium cards that multiply redemption values. Master transfers and partner bookings to stretch points furthest.

    By R.J. Weiss
    November 6, 2025
  • Capital One Business Deals Featured

    Capital One Business Deals Shut Down

    Important: Capital One Business Deals officially shut down in 2024, marking the end of a program open to everyone. In its place, Capital One Offers

    By R.J. Weiss
    January 28, 2025
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    BeFrugal Review: A Legit (But Mediocre) Cashback Site

    BeFrugal tracks purchases reliably and pays out as promised, but cash-back rates rarely beat competitors. The "best rate guarantee" sounds good until you realize it only works once per store and requires jumping through hoops.

    By R.J. Weiss
    August 13, 2024
  • Trion Properties Review: Multifamily Real Estate Investing

    Trion Properties gives you a seat at the table for massive apartment "flips" that are usually reserved for institutional pros. We take an honest look at their strategy of targeting "blank canvas" buildings in high-growth markets and why their complex payout structure is a trade-off for potentially outsized gains.

    By R.J. Weiss
    October 15, 2025
  • Best Empower Alternatives

    7 Alternatives to Empower’s Investment Dashboard and Tools

    You don't need a six-figure portfolio to get a world-class financial dashboard. We’ve vetted the most reliable alternatives to Empower, exploring which tools offer the best retirement calculators and investment trackers so you can find the perfect fit for your specific net worth.

    By R.J. Weiss
    August 26, 2025
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