Smart, independent insights to help you make better money decisions.
I’m R.J. Weiss, CFP®. At The Ways To Wealth, we share clear, unbiased guidance to help you earn, save, and grow your money confidently.
R.J. Weiss, CFP®
Founder, The Ways To Wealth
Serving readers since 2016
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See the tools I recommend and the credit cards I personally carry.
What I Recommend
My go-to tools, apps, and services to help you save money, invest smarter, and make better financial decisions.
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The credit cards I personally use and why each one has earned a spot in my wallet.
View My WalletExplore the smarter side of money.
Honest reviews and practical advice to help you make smarter financial decisions.
Real Money, Real Life
Personal essays and real-world case studies drawn from my own financial decisions, covering the wins, the mistakes, and the tradeoff behind them.
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Using Points for Family Travel: 2025 Award Recap ($51,000 in Value, 7 Trips)
This is my second annual travel rewards recap. (Here’s my 2024 reward travel recap if you want to start there.)
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I Made $3,970 in My First Month of Facebook Content Monetization
On December 17, 2025, I was accepted into Facebook’s Content Monetization program. That first day, it generated $12.92. As I
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What I Learned From Buying Tesla Stock in 2012 (And Why Most Investors Struggle)
Buying Tesla early wasn’t the hard part. Holding it was. This reflection breaks down what owning a volatile stock actually feels like, why most investors sell too soon, and how behavior, not intelligence, determines long-term results.
Latest Articles and Updates
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Figure Home Equity Review: My Personal Experience
Considering a Figure HELOC? Here’s a firsthand look at the fully online application, account-link income verification, approval timeline, fees, rates, and key pros and cons to know before borrowing against your home equity.
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Best Cash Back Shopping Portal Bonuses (Updated Monthly)
Want the best cash-back portal bonuses without chasing outdated promos? This monthly-updated list highlights the top offers worth claiming, plus quick notes on payout type, requirements, and which bonuses are actually easy to trigger.
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TopCashback Bonus: Current Status and Offer History
TopCashback is offering new members a $40 bonus when they sign up with a referral link and earn $10 in cashback within 180 days.
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8 Best Bank Promotions Without Direct Deposit Requirements
These bank bonuses don’t require direct deposit — just open an account, meet simple requirements, and earn the cash.
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Best Free Stock Bonuses: The Top Offers Compared
Free stock bonuses vary widely, from no-deposit shares to larger rewards tied to funding and holding requirements. This list compares the best current offers by value and ease of qualifying.
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Top Banks With Instant Sign-Up Bonuses
Only a handful of bank bonuses actually pay fast. Here are the offers that post the quickest, plus what triggers each payout so you can avoid long holding periods and fine-print surprises.
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Point Home Equity Investment Review: How it Works Pros & Cons
iTrustCapital Review: A CFP®’s Honest Take on the Crypto IRA Platform
