Smart, independent insights to help you make better money decisions.
I’m R.J. Weiss, CFP®. At The Ways To Wealth, we share clear, unbiased guidance to help you earn, save, and grow your money confidently.
R.J. Weiss, CFP®
Founder, The Ways To Wealth
Serving readers since 2016
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What I Recommend
My go-to tools, apps, and services to help you save money, invest smarter, and make better financial decisions.
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The credit cards I personally use and why each one has earned a spot in my wallet.
View My WalletExplore the smarter side of money.
Honest reviews and practical advice to help you make smarter financial decisions.
Real Money, Real Life
Personal essays and real-world case studies drawn from my own financial decisions, covering the wins, the mistakes, and the tradeoff behind them.
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Using Points for Family Travel: 2025 Award Recap ($51,000 in Value, 7 Trips)
This is my second annual travel rewards recap. (Here’s my 2024 reward travel recap if you want to start there.)
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I Made $3,970 in My First Month of Facebook Content Monetization
On December 17, 2025, I was accepted into Facebook’s Content Monetization program. That first day, it generated $12.92. As I
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What I Learned From Buying Tesla Stock in 2012 (And Why Most Investors Struggle)
Buying Tesla early wasn’t the hard part. Holding it was. This reflection breaks down what owning a volatile stock actually feels like, why most investors sell too soon, and how behavior, not intelligence, determines long-term results.
Latest Articles and Updates
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25 Best Reward Sites Like Swagbucks
Many sites copy Swagbucks, but few match it across every category. Use these alternatives to find better rates where it matters most, like higher paying surveys, stronger offer walls, or cleaner cash back tracking.
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User Interviews Review: We Earned $81 Per Hour Answering Market Research Questions
Standard survey apps usually offer pennies, but this platform connects participants with researchers willing to pay significantly more. We tracked our own applications to determine if the user experience and payout reliability match the impressive claims.
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Point vs. Hometap: Comparing Flexibility, Costs, and Risks
Point and Hometap unlock home equity without debt, but they price risk differently. Term length, appreciation treatment, and renovation adjustments create very different financial outcomes.
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Public Referral Bonus: Earn $100 When You Sign Up
Earn a $100 stock bonus with Public when you open a new brokerage account via referral and deposit $1,000.
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GoCashBack Referral: Use Code “Wealth” for $15 Bonus
Snagging an extra $15 on GoCashBack starts with knowing which code to use. We walk through the “earnings” requirement you’ll need to hit before you can withdraw, where to enter the code, and what happened when R.J. tried to cash out.
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Fundrise Promotions (Updated Monthly): $25 Bonus Investment
Skip the complexity of direct real estate ownership with Fundrise’s managed funds. The platform delivers predictable exposure to the asset class, though you’ll need patience, as these investments work best over five-plus years.
The Latest on YouTube
Point Home Equity Investment Review: How it Works Pros & Cons
iTrustCapital Review: A CFP®’s Honest Take on the Crypto IRA Platform
