Smart, independent insights to help you make better money decisions.
I’m R.J. Weiss, CFP®. At The Ways To Wealth, we share clear, unbiased guidance to help you earn, save, and grow your money confidently.
R.J. Weiss, CFP®
Founder, The Ways To Wealth
Serving readers since 2016
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Honest reviews and practical advice to help you make smarter financial decisions.
Real Money, Real Life
Personal essays and real-world case studies drawn from my own financial decisions, covering the wins, the mistakes, and the tradeoff behind them.
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Using Points for Family Travel: 2025 Award Recap ($51,000 in Value, 7 Trips)
This is my second annual travel rewards recap. (Here’s my 2024 reward travel recap if you want to start there.)
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I Made $3,970 in My First Month of Facebook Content Monetization
On December 17, 2025, I was accepted into Facebook’s Content Monetization program. That first day, it generated $12.92. As I
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What I Learned From Buying Tesla Stock in 2012 (And Why Most Investors Struggle)
Buying Tesla early wasn’t the hard part. Holding it was. This reflection breaks down what owning a volatile stock actually feels like, why most investors sell too soon, and how behavior, not intelligence, determines long-term results.
Latest Articles and Updates
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Credit Sesame Review: It’s Useful, But There Are Better Options Available
Credit Sesame offers free credit monitoring and $50,000 identity theft insurance, but only shows your VantageScore instead of FICO. The premium tiers aren’t worth paying for when better free alternatives exist.
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How to Stop Spending Money (8 Research-Backed Tips)
Overspending often stems from psychology rather than a lack of willpower. Discover proven techniques to pause impulse purchases, automate your savings, and avoid common money traps.
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8 Best Bank Promotions Without Direct Deposit Requirements
These bank bonuses don’t require direct deposit — just open an account, meet simple requirements, and earn the cash.
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Get Paid to Read Emails: 2 Legit Sites (But You’ll Earn Pennies)
Getting paid to read emails sounds great, but the reality is you’ll only earn pennies. Discover the two legitimate sites that are safe to use, and a higher-paying alternative for your time.
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Kudos Review: 3 Things to Know Before Signing Up
Kudos gives users 100% of merchant cash-back, but rates can lag competitors. Learn how the app works, where it shines, and what to know before signing up.
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How to Make Money on Snapchat: Monetization Rules Explained
Snapchat’s new creator monetization program combines Stories and Spotlight revenue but adds tougher eligibility rules. Learn who qualifies, what changed, and how smaller creators can still earn.
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