Smart, independent insights to help you make better money decisions.
I’m R.J. Weiss, CFP®. At The Ways To Wealth, we share clear, unbiased guidance to help you earn, save, and grow your money confidently.
R.J. Weiss, CFP®
Founder, The Ways To Wealth
Serving readers since 2016
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What I Recommend
My go-to tools, apps, and services to help you save money, invest smarter, and make better financial decisions.
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The credit cards I personally use and why each one has earned a spot in my wallet.
View My WalletExplore the smarter side of money.
Honest reviews and practical advice to help you make smarter financial decisions.
Real Money, Real Life
Personal essays and real-world case studies drawn from my own financial decisions, covering the wins, the mistakes, and the tradeoff behind them.
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Using Points for Family Travel: 2025 Award Recap ($51,000 in Value, 7 Trips)
This is my second annual travel rewards recap. (Here’s my 2024 reward travel recap if you want to start there.)
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I Made $3,970 in My First Month of Facebook Content Monetization
On December 17, 2025, I was accepted into Facebook’s Content Monetization program. That first day, it generated $12.92. As I
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What I Learned From Buying Tesla Stock in 2012 (And Why Most Investors Struggle)
Buying Tesla early wasn’t the hard part. Holding it was. This reflection breaks down what owning a volatile stock actually feels like, why most investors sell too soon, and how behavior, not intelligence, determines long-term results.
Latest Articles and Updates
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Webull Promo: 10 Free Shares of Stock When You Deposit $100
Here’s everything you need to know about the current Webull promo.
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Frec $250 Bonus Offer for New Investors (Referral Link Included)
Frec offers a $250 cash bonus for investors who open and fund a direct indexing portfolio, pairing the incentive with low fees, deep customization, and automated tax-loss harvesting.
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Acorns Promo Code: Easy $20-$30 Sign-Up Bonus
Starting your portfolio with the Acorns sign-up bonus is about as low-pressure as it gets, especially since you don’t even need to pick your own stocks. We explain why you won’t find a promo code box in the app and how to make sure your first $5 investment actually triggers that $20 reward.
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Robinhood Referral Code: Up to $200 In Free Stock
If you’re opening a Robinhood account, there’s a specific way to make sure you don’t miss out on your welcome shares. We take an honest look at the odds of landing a high-value stock and explain the rules for selling and withdrawing your bonus so you aren’t left guessing.
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Crypto.com Promo Code: Earn Up to $75 in CRO in 30 Days
Crypto.com’s sign-up bonus looks generous, but it hinges on locking up CRO for six months. Here’s how much you need to commit, how the bonus compares, and why volatility matters.
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Figure Home Equity Review: My Personal Experience
Considering a Figure HELOC? Here’s a firsthand look at the fully online application, account-link income verification, approval timeline, fees, rates, and key pros and cons to know before borrowing against your home equity.
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