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R.J. Weiss

About R.J. Weiss

Founder of The Ways to Wealth

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R.J. Weiss is a CERTIFIED FINANCIAL PLANNER™ professional with over a decade of experience in financial planning, and founder of The Ways To Wealth.

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Expert reviewer for BestColleges.com and has been quoted in publications like Business Insider, Yahoo, Mint, USA Today, CNET, the New York Times and Forbes.

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Holds a B.A. in finance from Eastern Illinois University and completed the CFP® Certification curriculum program at The American College. Additionally, he has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designations.

Experience

R.J. Weiss is not just a financial planner but a trusted voice in the realm of financial content. At The Ways To Wealth, R.J. and his team are dedicated to publishing a wide range of content in the financial space, from fair and unbiased assessments of financial products and services to insightful articles, guides and resources. Their commitment to accuracy and relevance ensures that readers get the most up-to-date and reliable information.

R.J.'s unique approach to content creation is based on experience, research, and a deep understanding of the financial industry. He believes in the power of firsthand experience and combines this with extensive research and expert insights to provide valuable content to his readers.

Outside of his professional life, R.J. is an avid traveler, a husband, and a proud father of three. He resides just outside of Chicago, IL.

Education

R.J. Weiss holds a B.A. in finance from Eastern Illinois University. He became a Certified Financial Planner® on December 10, 2010, after completing the CFP® Certification curriculum program at The American College. Further enhancing his credentials, R.J. has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designation.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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    How to Budget For Your First Apartment (With Template)

    Moving into your first place? Use our free budgeting tool to calculate your max rent and plan for utilities, groceries, and move-in fees so you can avoid the stress of living paycheck to paycheck.

    By R.J. Weiss
    December 8, 2025
  • Small Scale Business Ideas

    15 Best Businesses to Start with Minimal Capital

    Great business ideas often hide in "boring" industries or emerging tech trends. Discover how to identify a "Star Business" and launch a scalable company with minimal capital by solving specific problems for a targeted audience.

    By R.J. Weiss
    December 1, 2025
  • How to Stop Living Paycheck to Paycheck

    4 Proven Steps to Break the Paycheck-to-Paycheck Cycle

    Living paycheck to paycheck is an exhausting cycle, but "cutting back on lattes" usually isn't the cure. We focus on the big wins: strategically increasing your income through job switching and using a zero-based budget to make sure your money actually stays in your pocket.

    By R.J. Weiss
    October 23, 2023
  • How to Save for a Car - Featured Image

    How to Save For a Car In Six Simple Steps

    Overspending on a car is one of the easiest ways to stress your budget for years. We walk through a clear, six-step plan to help you set a target you can actually afford and automate your savings before you ever step foot on a dealership lot.

    By R.J. Weiss
    January 28, 2025
  • How to Start a Side Hustle

    How to Start a Side Hustle: 5 Essential Steps for Success

    Tired of the same old "drive for Uber" advice? Our guide to starting a side hustle dives deep into 5 strategic steps for success, from leveraging your professional expertise to pivoting based on real feedback so you can earn more while working less.

    By R.J. Weiss
    January 28, 2025
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