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R.J. Weiss

About R.J. Weiss

Founder of The Ways to Wealth

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R.J. Weiss is a CERTIFIED FINANCIAL PLANNER™ professional with over a decade of experience in financial planning, and founder of The Ways To Wealth.

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Expert reviewer for BestColleges.com and has been quoted in publications like Business Insider, Yahoo, Mint, USA Today, CNET, the New York Times and Forbes.

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Holds a B.A. in finance from Eastern Illinois University and completed the CFP® Certification curriculum program at The American College. Additionally, he has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designations.

Experience

R.J. Weiss is not just a financial planner but a trusted voice in the realm of financial content. At The Ways To Wealth, R.J. and his team are dedicated to publishing a wide range of content in the financial space, from fair and unbiased assessments of financial products and services to insightful articles, guides and resources. Their commitment to accuracy and relevance ensures that readers get the most up-to-date and reliable information.

R.J.'s unique approach to content creation is based on experience, research, and a deep understanding of the financial industry. He believes in the power of firsthand experience and combines this with extensive research and expert insights to provide valuable content to his readers.

Outside of his professional life, R.J. is an avid traveler, a husband, and a proud father of three. He resides just outside of Chicago, IL.

Education

R.J. Weiss holds a B.A. in finance from Eastern Illinois University. He became a Certified Financial Planner® on December 10, 2010, after completing the CFP® Certification curriculum program at The American College. Further enhancing his credentials, R.J. has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designation.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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    Building credit usually requires taking on debt, but this platform offers a safer workaround. We break down how this unique checking-and-card combo reports to credit bureaus while acting like a debit card to prevent overspending.

    By R.J. Weiss
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    Is Dave Ramsey Right About How Much House You Can Afford?

    Buying a home is often the largest purchase of your life, but following traditional advice might leave you "house poor." We analyze this popular conservative framework to see if the strict down payment and mortgage term rules are realistic for today's market.

    By R.J. Weiss
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    Breaking into the editing industry can be intimidating without a portfolio, but experience isn't always required. Our guide highlights the best entry points for beginners as well as specialized agencies for seasoned editors looking to level up.

    By R.J. Weiss
    December 14, 2025
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    4 Best Micro-Investing Apps for Beginners

    You don't need a massive bank account to start building wealth. We compared the top apps that let you invest your spare change and buy fractional shares, making it easy to grow your portfolio with just a few dollars at a time.

    By R.J. Weiss
    September 18, 2024
  • 6 Free Budget Templates: One for Every Financial Situation

    Financial freedom starts with a plan, but a rigid spreadsheet doesn't work for everyone. This guide highlights various budgeting templates and customization tips so you can build a process that actually fits your lifestyle and helps you see results.

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    August 15, 2024
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    Earning money from mobile games usually involves navigating misleading ads and impossible payout thresholds. We tested dozens of platforms to find the few that offer fair rewards, from trivia contests to feedback-based testing gigs.

    By R.J. Weiss
    August 19, 2025
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