Chasing bank bonuses can be lucrative, but knowing which deal truly pays off can be challenging. The key is to look at the annual yield from holding your money just long enough for the bonus to kick in.
This calculator adds up your interest, bonus cash, and fees over the hold period to reveal your accurate yearly return, making it easy to compare offers and pick the best one.
Bank Bonus Annualized Yield Calculator
Get The Top Bonus Offers Available Today
After comparing your bank bonus offers, check out our frequently updated lists for the best available offers today.
- Top Banks With Instant Sign-Up Bonuses
- Best Cash Brokerage Bonuses
- Best Bank Promotions Without Direct Deposit Requirements
- Best Crypto Sign-Up Bonus Offers & Promotions
Or jump straight to a current offer — these are the bank and fintech bonuses we track individually:
| Platform | Welcome Bonus | Details |
| Raisin | Up to $1,000 | Raisin Referral Bonus |
| Current | $100 | Current $100 Bonus |
| Chime | $100 | Chime $100 Bonus |
| MoneyLion | $5 (+ $50 with direct deposit) | MoneyLion Referral Bonus |
| Greenlight | $50 | Greenlight $50 Bonus |
| Cash App | $5 | Cash App Referral Bonus |
Comparing offers? Our Bank Bonus Annualized Yield Calculator shows which bonus pays the highest effective rate for your deposit size and holding period.
