moomoo is offering new users up to $1,000 in NVDA stock when you open an account and make a qualifying deposit. A smaller deposit of $100 also earns $100 in trading coupons, and new accounts can turn on a promotional 8.1% APY on idle cash.
| Bonus: | Up to $1,000 in NVDA stock, plus $100 in trading coupons. |
| Requirements: | Open an account and make a net deposit of $500 or more. The coupons start at $100. |
| Eligible deposits: | ACH, wire or instant transfer. ACATS and FOP transfers don’t count. |
| Deadline: | Your deposit has to settle by October 15, 2026. |
| Is a promo code needed? | No, but you must sign up through a promotional link. |
| Last verified | September 2026. |
Deadline
This version of moomoo’s welcome bonus runs from September 1 to October 15, 2026. What matters is when the money settles, not when you send it, so a transfer started in the last few days of the window may miss it. moomoo has run this promotion in rolling windows and refreshed the terms each time, so check the current terms before you fund the account.
The Deposit Tiers
The reward is based on your net deposit — total deposits minus total withdrawals — and it doesn’t have to arrive in one lump sum.
| Net Deposit | NVDA Stock | What You Have to Hold |
|---|---|---|
| $500 | $30 | Average assets of $500 for 60 days. |
| $2,000 | $100 | Average assets of $2,000 for 60 days. |
| $10,000 | $200 | Average assets of $10,000 for 60 days. |
| $50,000 | $400 | $10,000 for 60 days releases $200; $50,000 for 120 days releases the other $200. |
| $100,000 | $1,000 | $10,000 for 60 days releases $200; $50,000 for 120 days releases $400; $100,000 for 180 days releases the last $400. |
The stock arrives as fractional shares of NVDA, valued at the real-time quote at the moment you claim the reward. If you’d rather not hold NVDA — or you’re restricted from holding it — moomoo’s terms say you can contact support and have it swapped for another stock of comparable value.
How to Claim the Bonus
- Open a moomoo account through a promotional link.
- Fund it by ACH, wire or instant transfer, and make sure the money settles by October 15, 2026. ACAT transfers from another brokerage and free-of-payment transfers don’t qualify for the deposit bonus.
- Claim the reward in the moomoo app. Your average-asset clock starts the day after the shares land in your account.
- Hold the balance for your tier’s waiting period. The shares become tradable within five trading days of it ending.
The Holding Rules, in Plain English
moomoo doesn’t just check your balance once. It averages your daily assets — cash plus securities — across the whole waiting period, starting the day after you receive the stock. So the tier isn’t a floor you have to clear every single day; it’s the number your average has to land on.
The part worth reading twice is what happens if you fall short. Withdraw money during the waiting period and drop under your threshold, and you lose the reward. But if you haven’t withdrawn anything and the balance falls because of trading losses or a move in the market, moomoo’s terms direct you to contact customer service rather than treating it as an automatic forfeit.
Once the shares are released you can hold them or sell them, and the proceeds can be withdrawn or used to buy other securities. The shares themselves are fractional, so they can’t be transferred out to another brokerage.
$100 in Trading Coupons for a $100 Deposit
Running alongside the stock bonus is a smaller offer with a much lower bar: a net deposit of $100 earns $100 in trading coupons, issued as ten $10 coupons. Refer someone who has never deposited with moomoo, and if they put in $100 of their own, you earn another $100 in coupons.
These are credits rather than discounts, and the rules around them matter:
- Each $10 coupon applies to one buy-to-open order of more than $100, so collecting the full $100 means placing ten separate qualifying trades.
- The $10 is credited to your brokerage account within three trading days after the order settles.
- Coupons expire 180 days after they’re issued and can only be redeemed in the moomoo app.
- They can be used on securities trades and event contracts, and they stack with a commission discount.
The 8.1% APY on Idle Cash
New accounts can also earn a promotional 8.1% APY on uninvested cash for two months. That headline rate is two pieces stacked: moomoo’s 3.6% base rate in its Cash Sweep program, plus a 4.5% APY booster coupon.
The booster doesn’t switch itself on. You have to enroll in Cash Sweep and then activate the coupon in the app’s My Rewards section, and the 60-day clock starts the moment you do. You get 12 months to activate it, and it applies to the first $20,000 of cash — roughly $148 of extra interest over the two months if you hold that much.
Two caveats. The base rate floats: moomoo’s own terms note it was 3.5% for new users as of September 17, 2026, which would put the real total just under the advertised 8.1%. And cash in the sweep program sits at partner banks, where it’s covered by FDIC insurance rather than the SIPC protection that applies to cash sitting in the brokerage account.
Details Worth Knowing
- The offer is open to U.S. residents 18 or older with a valid Social Security number.
- You qualify if you didn’t have a moomoo brokerage account before January 1, 2026, or if you opened one but have never funded it. Anyone who has already deposited is out.
- It’s one reward per person and one account per person. moomoo also limits the deposit bonus to one per device.
- If you meet the requirements and the reward never shows up, you have 14 business days to raise it with customer service.
- In a taxable account, promotional rewards may be reported as other income on a 1099-MISC.
moomoo is a commission-free brokerage with no account fees or minimums. It’s a good fit for active stock traders seeking advanced research and analysis tools. You can learn more about it in our moomoo review.
Other Free Stock Promotions
Other current promotions include:
| Company | Offer | Deposit Required |
| Robinhood | Up to $200 in fractional shares | No (link a bank or debit card) |
| moomoo | Earn up to $1,000 in NVDA stock | Yes ($500–$100,000) |
| TradeUP | Up to 50 NVDA shares | Yes (qualifying deposits or ACATS transfers, $2,000 or more) |
| Public | $100 in free stock | Yes ($1,000) |
| SoFi | 1 stock worth $5 or more | Yes ($50) |
Final Thoughts on the moomoo Free Stock Offer
moomoo consistently offers one of the best free stock offers available. If you’re a serious trader or want to try a platform with robust tools and competitive APY on idle cash, it’s a solid choice.
The tiers reward size, though, and the percentage return thins out as you climb them: $30 on a $500 deposit is a 6% head start, while $1,000 on $100,000 is 1% for a six-month commitment. For most people the sweet spot is the bottom of the table — a $500 or $2,000 deposit you were going to invest anyway, held for 60 days.
