American Express Business Platinum 150K Referral Offer Link

I pulled up a referral page in my account showing a limited-time bonus of 150,000 Membership Rewards® points after spending $20,000 in the first 3 months, plus a $500 statement credit after spending $2,500 on qualifying flights booked directly with airlines or through Amex Travel.

There was a better offer showing 250,000 points after $20,000 in spending, but as of June 2025, referrals no longer display that offer.

Benefits of the American Express Business Platinum Card

When you’re trying to place a value on the benefits of the American Express Business Platinum Card and its $695 annual fee, I find the best way is to think about the price I’d be willing to pay for those benefits today. 

Looking at the benefits from this point of view helps you better understand whether the card is worth keeping over the long term.

Here’s a rundown of the current benefits offered:

• $400 statement credit for Dell. (ending on July 1st)
• $360 statement credit for Indeed.
• $150 statement credit for Adobe Creative Solutions.
• $120 statement credit for wireless service.
• Global Lounge Collection access.
• $200 airline fee credit.
• $189 CLEAR Plus credit.
• 35% airline bonus.
• Fine Hotels & Resorts program.
• 5X points on flights and prepaid hotels booked on AmexTravel.com.
• 1.5X points earned in key business categories and on purchases of $5,000 or more.

One benefit I frequently take advantage of, which isn’t available on the Personal Platinum Card, is the 35% airline bonus.

if you use points to book a flight on your preferred airline, you receive a 35% rebate. So, if you use 100,000 points for a $1,000 flight, you get 35,000 back, effectively costing you only 65,000 points. 

While this translates to approximately a 1.54 cents per point redemption value (which is slightly below average), it is helpful for flexibility, as you don’t have to worry about award availability. 

Final Thoughts

The American Express Business Platinum Card’s 150,000 point welcome offer presents great value and potential rewards. 

For example, by using points and miles, my family of five recently returned on a flight from Italy to Chicago, costing 30K miles one way through Avianca LifeMiles per ticket.

That said, the spending requirement is high at $20,000 in three months, so this isn’t a card you should consider for your first travel card. It’s a significant figure, and it’s important to be absolutely sure that it’s a target you can realistically hit. 

Ultimately, the American Express Business Platinum Card offers a compelling package of benefits and rewards, but it requires careful consideration and planning to maximize its value.