Money Management

How To Set Financial Goals That Actually Make You Happy (Free Printable Workbook)

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Setting financial goals is hard.

None of us know what life will bring us next month, let alone in 5, 10, or 30+ years.

On top of that, we must make a whole bunch of assumptions about things we have no  control over.

It’s these reasons, among others, we tend to forget the process all together.

But despite the frustration, financial goals make a lot of sense. After all, working for money takes up most of our waking hours. Once in awhile, it makes sense to ask yourself if you’re on the right track.

The Problem With Typical Financial Goal Setting

What most of us think of when it comes to financial goals are goals such as:

These goals are important to go after in the right situation.

Nonetheless, it’s as if we all decided on that there’s only 6 to 10 financial goals worth pursuing. As if there’s there’s a preset menu in life with limited options

So, if you’ve paid off your debt, you’re on to saving for retirement. Or if you’re saving enough for retirement, time to start saving for the kids college.

Therein lies the problem. We have a tendency to separate our life goals with our financial goals.

So, financial goals go in this bucket. While career goals or travel life or health goals go into a separate bucket.

Why do we do this?

It starts with the questions we ask ourselves.

How To Set Financial Goals That Actually Make You Happy (Free Printable Workbook)

Typical questions you’d see on a financial planning questionnaire consist of:

  • When do you want to retire?
  • What’s your risk tolerance?
  • Do you want your kids to attend a public or private school?

Not exactly exciting.

What’s missing in the process is connecting your life goals with your financial goals.

When we connect our most important goals, based on our most important values, then use this to form financial goals–now we’re getting somewhere!

I’ve had a lot of trial and error in the financial goal setting process. With both myself and clients. I’ve finally stumbled on a method of setting financial goals to connect the dots between your money and your happiness.

I’ve put the entire process in a free workbook so you can start connecting the dots yourself.

The short workbook, which takes about 30 minutes to work through, includes:

  • A step by step process for setting financial goals that connect the dots between your money and your happiness
  • Printable guide to help walk you through the process of keeping track of your progress

If you’re ready to start start living with more intention and purpose, download the workbook below:

R.J. Weiss
R.J. Weiss is the founder and editor of The Ways To Wealth, a Certified Financial Planner™, husband and father of three. He's spent the last 10+ years writing about personal finance and has been featured in Forbes, Bloomberg, MSN Money, and other publications.

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