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American Express Business Platinum 120K Offer Link

Amex Business 150K Offer
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American Express’s Business Platinum welcome offer allows you to earn 120,000 Membership Rewards points after spending $15,000 within the first three months of card membership.

American Express frequently provides a greater bonus for using referral links, which we have previously shared on this page. However, the present 120,000 bonus through referral links is identical to the public offer that is available now. We will keep this page up to date if higher referral links become available.

That said, the current best offer on the personal card is 150K through select users referral links.

The 120,000 points you can earn have an estimated value of $2,400, based on a 2 cents per point valuation. 

Of course, the $695 annual fee (paid upfront) should be factored into the overall value you get on the offer. Nonetheless, there’s significant first-year value to be had here.

If you click the link and the offer isn’t showing up, try the following:

  • Use incognito or private browsing mode.
  • Try different browsers or devices.

Benefits of the American Express Business Platinum Card

When you’re trying to place a value on the benefits of the American Express Business Platinum Card and its $695 annual fee, I find the best way is to think about the price I’d be willing to pay for those benefits today. 

For example, while the card offers $400 in Dell credits over the course of a year ($200 back semi-annually), that’s only valuable to you if you have a need for Dell products. 

Looking at the benefits from this point of view helps you better understand whether the card is worth keeping over the long term.

Here’s a rundown of the current benefits offered:

  • $400 statement credit for Dell.
  • $360 statement credit for Indeed.
  • $150 statement credit for Adobe Creative Solutions.
  • $120 statement credit for wireless service.
  • Global Lounge Collection access.
  • $200 airline fee credit.
  • $189 CLEAR Plus credit.
  • 35% airline bonus.
  • Fine Hotels & Resorts program.
  • 5X points on flights and prepaid hotels booked on AmexTravel.com.
  • 1.5X points in key business categories and on purchases of $5,000 or more.

One benefit I frequently take advantage of, which isn’t available on the Personal Platinum Card, is the 35% airline bonus.

Here’s how it works: if you use points to book a flight on your preferred airline, you receive a 35% rebate. So, if you use 100,000 points for a $1,000 flight, you get 35,000 back, effectively costing you only 65,000 points. 

While this translates to approximately a 1.5 points redemption value (which is below average), it is helpful for flexibility, as you don’t have to worry about award availability. 

Final Thoughts

The American Express Business Platinum Card’s 120,000 point welcome offer presents great value and potential rewards. 

For example, using points and miles, my family of five recently returned on a flight from Italy to Chicago, costing 30K miles one way through Avianca LifeMiles per ticket.

That said, the spending requirement is high at $15,000 in three months, so this isn’t a card you should consider for your first travel card. It’s a significant figure, and it’s important to be absolutely sure that it’s a target you can realistically hit. 

Ultimately, the American Express Business Platinum Card offers a compelling package of benefits and rewards, but it requires careful consideration and planning to maximize its value.

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R.J. Weiss
R.J. Weiss, founder of The Ways To Wealth, has been a CERTIFIED FINANCIAL PLANNER™ since 2010. Holding a B.A. in finance and having completed the CFP® certification curriculum at The American College, R.J. combines formal education with a deep commitment to providing unbiased financial insights. Recognized as a trusted authority in the financial realm, his expertise is highlighted in major publications like Business Insider, New York Times, and Forbes.

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