Do you need money today?
There are options. Some good, some with long-term negative consequences.
With a bit of creativity and hustle, you can get yourself out of the situation you’re in today. More so, prevent a situation like this from ever happening again.
So read through this list of viable, safe ways to get money fast.
Also know that if you’re stressed thinking, “I need money today, what can I do” realize that the cure for this stress is action.
So, try one, two, five, or six ideas. The quicker you commit to making money, the better you and your wallet will feel.
I Need Money Today: Safe & Fast Ways To Get Money Fast
The first 15 ideas are all things you can do right now and get paid today!
# 1 – Sell Something on Craigslist/Facebook/eBay
Your best bet of getting cash quick is to sell an asset you own.
To do that, you’ll want to:
- Sell something that has a lot of demand
- List your item on a marketplace with many active buyers
Mention in your listing that the item is for sale today only.
Some of the best marketplaces to list are:
# 2 – Let Your Friends Know You’re Looking for Work
Have a few friends on Facebook? Head over to the site and post something like:
“Hey friends. I could use some help.
I’m trying to hustle my way out of debt/make some money for a vacation/avoid payday loans, etc….
Have any odd-jobs you’ve been putting off? I’ll be happy to do them. Just leave a comment below or shoot me a text.
# 3 – Find Day Labor on Craigslist
Craigslist has a section called Labor Gigs, that focuses on short-term jobs. Many jobs need help today. For example, scanning the local Labor Gigs section in my area, I found this gig:
“I need a few guys with moving experience only to help me unload my truck today around 3 pm”
Check out your local Craigslist to see what’s available.
# 4 – Get A Bank Bonus
Many local banks offer bonuses for opening a new account. The caveat here is there usually is a minimum deposit you must make.
The good news is that these bonuses can get upwards of $100+.
In order to find which bank offers the best combination of bonus and interest rate–check out Fiona.
Fiona is a banking search engine that searches the best offers in seconds. All you have to do is enter your zip code.
I recently did this myself and found a bank that paid 22X the national average on their savings account.
# 5 – Cash in Loose Change
Have a jar of loose change? Head down to a local bank to cash it in. Best to call ahead, as some banks will charge a small fee.
# 6 – Let Paribus Scan Your Inbox
Paribus scans your email receipts for price drops. Once you’re eligible for a refund, Paribus then helps you file a price adjustment claim.
If you’ve done any online shopping, sign up for Paribus to discover if you’re eligible for a refund.
# 7 – Borrow From Friends & Family
There are no shortage of options to borrow money. The problem is many of these companies take advantage of desperate people.
That’s why your best bet to borrow money today is through friends and family.
It’s worth mentioning that if you can wait until tomorrow for the loan — there are safe, viable ways to borrow money (see here).
If you’re desperate, however, and really do need money today friends and family is your best bet.
Just follow these guidelines for borrowing money from friends and family.
And if you’re considering a payday loan, check out this resource from the non-profit Consumer Federation of America.
# 8 – Visit a Used Bookstore
Have extra books lying around? Head to a used bookstore to cash them in.
Make sure to call ahead to ask if they’re buying books right now.
For those that live in a state with a Half-Priced Books, (120+ locations across the US), they will buy books from you, giving you cash on the spot.
# 9 – Head to Platos Closet
Plato’s Closet gives you cash on the spot for used clothes.
If you don’t have a Plato’s Closet close by, Google “sell used clothing” for other options.
# 10 – Cash in Your Credit Card Points
If you shop with a credit card, check to see if you’ve built up enough points to cash out. For example, Chase Ultimate Rewards allows you to get an instant digital PayPal gift card for cashing in your points.
# 11 – Return an Old Purchase
Have something you bought, which you haven’t used? Return it. Some stores will take items up to 90 days old. More common is 30 days.
# 12 – Collect on Past Debt
Have any debts owed to you? For example, when you lent money to a friend. Collect as much as you can. If necessary, offer your friend a discount if they say no. e.g. if you pay me today, I’ll knock $10 off.
# 13 – Get Paid for Taking a Picture of Your Receipt
Ibotta is an app that pays you for taking pictures of your receipts (read our Ibotta review). It even allows you to use a receipt that’s up to a week old. So, round up past receipts, download the app and then scan a receipt.
You’ll need $20 to withdraw directly to PayPal. As you’ll get a $10 bonus, this can be a quick way to make $20.
# 14 – Sell Plasma
Need cash now? Do a Google Search for “plasma centers near me” and call to see if they’re any openings to come in.
Most plasma centers will pay you $20+ and up to $50 for a donation.
# 15 – Do A Bonus Round of Survey Companies
There are dozens of sites online, which pay you to share your opinion. You can’t make a lot of money, however, you can earn a few bucks. Especially, if you use a strategy called the bonus round.
That is where you sign up for the sites that offer a bonus, then complete the minimum amount just to withdraw. For example, Swagbucks offers you a $10 bonus with a minimum payout of $25.
Here are 2 survey sites with bonus offers that pay cash, along with the minimum amount to withdraw:
- $10 Signup bonus
- $25 minimum withdrawal through PayPal
- $5 Bonus (for first 5 surveys)
- $25 minimum withdrawal through PayPal
Related Reading on The Ways to Wealth
- 20 Part Time Weekend Jobs For Extra Income
- Online Jobs for College Students: No Experience Or Investment Required
I Need Money Today: Explore the Gig Economy
For most gig economy jobs, it may take a day or two to get approved to start making money. Once you do get approved though, having the option to earn money on demand is quite nice.
Here are 6 popular gig economy jobs, which allow you to make money on demand. If you have an interest at all, apply now. By taking action now, you’ll avoid the “I need money today” desperation in the future.
One of the most popular sharing economy jobs, Lyft allows you to earn money as a driver.
You can make money shopping for and delivering groceries locally with Instacart.
TaskRabbit allows you to pick up odd-jobs people post locally. Anything from running errands, making deliveries, to doing yard work.
With Rover, you can get paid to walk dogs.
DoorDash is a food delivery service. What’s unique about DoorDash is you can make deliveries by bike.
Good tutors are always in demand. One company VIP Kid connects you with kids all over the world looking to learn English.
If You Can Wait Till Tomorrow…
If you can wait 24 hours or more, your money making opportunities improve significantly for getting money fast.
Here are some options to consider.
Consider a Personal Loan from a Reputable Company
While you want to avoid payday loans, sometimes a personal loan may be the right move.
The biggest difference here is that lenders will run a credit check on you.
One place to check out is Credible, which allows you to search for personal loans from top lenders. It takes just a few minutes and provides options from more traditional lenders.
Sell Your Mistake & Buy What You Can Afford
Don’t let a bad decision continue to hurt you. For example, if you bought a $1,000 cell phone and find yourself in need of money–sell the cell phone. There are plenty on the market for under $100.
Sell Old Electronics on Gazelle
If you have old electronics lying around, especially cell phones, a good marketplace to sell them is Gazelle. What’s nice is you know the price ahead of time.
Sell old DVDs to Decluttr
The website Decluttr allows you to sell old Type DVDs, games, LEGO®, books & tech. You’ll get paid next day. Plus, can sell multiple items at once.
*Paribus compensates us when you sign up for Paribus using the links we provided.
Related Reading on The Ways to Wealth
- The 20 Best Ways To Earn Free Amazon Gift Cards
- 7 Ways to Get Paid to Watch Videos Online
- 15 Legit Money Making Apps That Can Add Up To $500 A Month In Income