Make Money

How to Make Money ASAP (Up to $200 in One Day)

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We’ve all had times when we needed to figure out how to make money fast.

And days like these are often the ones that determine our financial future.

Take the easy road by applying for a high-interest loan or charging up credit card debt and you’ll make matters worse in the long run.

On the other hand, a little bit of hustle and creativity can change the entire trajectory of your finances.

Below you’ll find legit ideas to help you make money fast starting from absolute scratch.

Depending on your situation, you might have to combine one, two or three ideas to hit your $200 target.

Actually, I recommend doing so: having different sources of income is never a bad thing, and who’s to say you have to stop at $200?

If you do need money today, ideas #1-6 pay in 24 hours or less.

If you have a longer time frame in mind, scroll down for ideas that offer more potential.

How to Make Quick Money TODAY

Here’s the situation: You have 24 hours. You need $200. You can’t take out a loan. What are your options?

#1. Sell Something on Craigslist or Facebook Marketplace

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

Summary: If you need $200 ASAP, look around your house or apartment for a big-ticket item you can live without. It’ll be easier and faster than trying to unload a lot of small items. Maybe you have an old phone, golf clubs you don’t use anymore, or an extra TV that never gets turned on.

Whatever it is, list it on Craigslist and/or Facebook Marketplace to turn it into cash. If it’s hard to part with the item, consider the fact that you can always buy a similar one later — often at a lower price than you sold yours for.

#2. Get Free Money From Bonus Offers

Difficulty: Easy.

Time it takes for money to be deposited: 1 to 30 days.

Summary: Some of the easiest money I’ve ever made online is through website sign-up bonuses. You can earn anywhere from $5 to $20 with just a few clicks — and in rare cases, even more.

One example is Webull. As of today, the site offers new signups two free shares of stock (up to $1,650 in value) for opening an account and making an initial deposit of at least $100.

You’re free to sell your shares and withdraw your funds at any time with no fees or penalties.

Webull is a legit company that’s registered with the SEC and is a member of both FINRA and SIPC. But still, out of curiosity, I had to test out this free stock offer for myself.

I didn’t hit the jackpot, but I did receive two free shares of Investors Bancorp Inc. (ISBC), valued at around $12 each.

If you’re not looking to start investing, Ibotta (a popular cash-back app) has a $20 sign-up bonus after you scan your first receipt (which can be up to one week old).

There are a lot of these quick money-making opportunities online. If you’re interested in learning more, check out our frequently updated lists of the best get paid to sign-up websites and sites that will give you free shares of stock.

#3. Earn Quick Cash Babysitting

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Quality babysitters are constantly in demand. And with a little bit of work, nailing down that first gig in less than 24 hours is possible.

Trust is of the utmost importance, so start by reaching out to your network. It may be uncomfortable to post on Facebook and say that you’re looking for work, so consider talking privately to some of your friends with kids. Tell them you’re starting up a babysitting side hustle and ask them to recommend you to anyone they know who’s in need of on-demand child care.

If you’re still having trouble. Nextdoor is an app that allows you to communicate with your neighbors, and it’s a great place to post that you’ve started up a side business without having to broadcast that fact your entire social group.

Alternatively, you can sign up for popular babysitting job sites Care.com and Sittercity. However, each requires a background check for its sitters, so this option does take longer.

#4. Find a Day Labor Gig on Craigslist

Difficulty: Medium.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Many individuals and small businesses look to hire people for a day on Craigslist. You can often get paid in cash for a one-time gig.

There’s a wide variety of work on Craigslist. As you can see below, common day labor gigs include moving heavy objects, picking up heavy objects, and general handyman duties.

Craigslist Day Labor AM

To find jobs that you might be suited for, search City+Labor Gigs. Consider ones that won’t involve too much driving, as you don’t want gas money to eat up your profits.

Pro Tip: TaskRabbit and Amazon Home Services are similar sites where you can look for one-day gigs to earn extra cash. Each site has you set up a profile, as well as go through a quick background check (which can take a few days).

They’re worth checking out if you’ll be looking for more day labor jobs in the future (even if it’s just a few times per month). You’ll get rated and reviewed on the quality of your work, and over time that can increase your earnings compared to a site like Craigslist.

#5. Dog Walking and Pet Sitting

Difficulty: Medium.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Pet sitting, similar to babysitting, is another area where there’s a need for trusted individuals to help.

While it’s difficult to land a job the same day you start looking, it’s not impossible. Start by applying the same strategies mentioned above for babysitting — the most important being to let people who already trust you know that you’re looking for work.

Alternatively, you can sign up for a site like Rover.com, which is a marketplace where pet owners connect with pet sitters, dog walkers, and dog boarders. A background check is required.

#6. Sell Gift Cards or Redeem Credit Card Points

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Credit card points and gift cards can be another source of quick cash.

Most credit card reward programs allow you to exchange points for statement credit instantly. If you can wait a couple of days, you can have your earnings deposited into a checking or savings account.

For gift cards, go to sites like Raise that allow you to sell your unused gift cars for cash.

How to Make Money FAST ($200+ This Month)

More time equals more options. And in most cases, a lot better options.

It turns out there’s a lot you can do inside 30 days to make more money.

Here are some great ideas.

#7. Make Money Online Freelancing

Difficulty: Hard for those who have never freelanced before.

Time it takes for money to be deposited: One week or more.

Summary: It’s easier than ever to make money freelancing. Sites like Upwork and Fiverr allow you to create a profile and apply for jobs today.

Popular freelance side gigs for beginners include:

While it’s fine to get into freelancing as a way to make money in the short-term, don’t ignore what a great possibility it is for long-term income too. This doesn’t have to be a one-and-done moneymaker.

Recommended Resources:

And make sure to check out our guide on how to get your first job on Upwork.

#8. Online Surveys and Focus Groups

Difficulty: Medium.

Time it takes for money to be deposited: Two to four weeks.

Summary: When you think about how to make $200 in a day, you don’t typically think of surveys. And you’re right; you’re not going to make that kind of money in 24 hours on sites like Survey Junkie.

But if you start doing online surveys on a regular basis, you can eventually qualify for better surveys that pay $20 or more each. And you can always combine strategies to help you reach your $200 goal.

What’s nice about Survey Junkie is they have one of the largest inventories of surveys available. After signing up for Survey Junkie, you can sort from highest to lowest payout, allowing you to maximize your earnings per hour.

Swagbucks is another popular survey site with great user ratings. Payout options for Swagbucks include gift cards and cash through PayPal.

Both Survey Junkie and Swagbucks have a smartphone app, so it can be a great way to make use of some downtime/free time.

If you like the idea of making money with surveys, check out our list of the highest-paying survey sites.

#9. Sell Stuff Online (eBay, Etsy and Other Sites)

Difficulty: Easy.

Time it takes for money to be deposited: One week.

Summary: The benefit of selling items online, compared to locally, is that you have access to a much larger audience. This makes it an ideal option for selling unique items (such as collections) and in-demand items that can be easily shipped (like smartphones).

There’s no shortage of websites for selling your stuff. Ebay is one of the largest marketplaces, and you can sell just about anything on the site.

Amazon can also be a good option — especially for those who have items still in their original packaging. However, the fees tend to be higher than eBay (so make sure you’re getting a higher price).

Etsy is an option for selling handmade items, crafts and vintage goods.

Recommended Resources:

#10. Rent Out a Room on Airbnb

Difficulty: Hard.

Time it takes for money to be deposited: Two weeks.

Summary: If you have an extra room in your home, or somewhere to stay for free while you rent out your place, consider listing it on Airbnb.

To get started, you need to sign up for an account, take pictures, and fill out the description. Airbnb will then connect you with verified guests who are looking for a place to sleep.

Being located in a popular area can certainly help maximize your earnings. However, even rural and less-touristy areas can command decent money for a room.

To find out how much you can get for your room, fill out this Airbnb rental calculator.

#11. Make More Money at Your Current Job

Difficulty: Medium to hard.

Time it takes for money to be deposited: One week.

Summary: Earning more from your primary line of work can help solve a lot of money problems. Your best options are to ask for a raise or find a new job.

Alternatively, seeking a second part-time job — for example, one you can work nights from home — will put more money in your bank account. It may not be easy, or something that you want to sustain for the long-haul, but it can help you get out of a sticky financial situation without taking on debt.

Recommended Resources:

#12. Become a Website Tester

Difficulty: Medium to hard.

Time it takes for money to be deposited: One to two weeks.

Summary: UserTesting is a cool platform that allows you to get paid for testing apps and websites.

You’ll get paid $10 for every 20-minute assignment.

The downside is that supply and demand for testers fluctuates, so you’re not guaranteed to find opportunities every time you log on.

In some cases, you’ll also have to qualify for a specific test. For example, a website may only be looking for feedback from a specific demographic.

But if you can manage to complete a few tests per month, it’s a legit way to make $100 or more.

#13. Make Money Online with Microtask Websites

Difficulty: Easy.

Time it takes for money to be deposited: One to two weeks.

Summary: Microtask websites allow you to make money completing small one-off jobs.

Most tasks are very basic and require little to no training. Common examples include data entry, data verification, information sorting and transcription.

Amazon Mechanical Turk (known as MTurk) is the largest microtask website.

Recommended ResourceMTurk review: how to make money online with Amazon Mechanical Turk

#14. DoorDash, Postmates and Other Delivery Jobs

Difficulty: Easy.

Time it takes for money to be deposited: One week.

DoorDash is an on-demand food delivery app that allows freelance couriers to earn money by picking up and delivering orders. Think of it as the Uber or Lyft of takeout.

As a Dasher, you’ll get paid based on the distance of the delivery, the amount of time you have to wait for the order, and a few other factors. Plus, you’ll keep 100% of the tips you receive through the app.

Postmates is similar to DoorDash, with the added benefit that it’s even more flexible. You can work as little or as much as you want, whether that’s one delivery or 12 hours straight.

It can be surprisingly lucrative, as you’ll get paid anywhere from $4 to $15 per delivery. And as with DoorDash, you get to keep 100% of your tips.

Postmates allows you to deliver by car, scooter or bike, or on foot in certain locations.

To get started, create your account. Then you’ll receive a welcome kit, a delivery bag, and a debit card (which allows you to make purchases for your customers).

From there, just download the app and start looking for delivery opportunities in your area.

If you’re in a crunch for money, Postmates allows you to get paid instantly for a small fee, or to wait four to seven days to be paid by ACH.

RelatedThe 11 Best Food Delivery Jobs & Apps For Making Money Fast.

#15. Drive for Uber (or Deliver for UberEats)

Difficulty: Easy.

Time it takes for money to be deposited: One to two weeks.

Summary: You’ll have to meet some basic qualifications to be an Uber driver, but there’s good money in it. You have to be 21 or older with a valid driver’s license that’s at least one year old. And you must have an up-to-date insurance policy.

Reasons you might want to consider being an Uber driver include:

  • It pays decent money (and you can get tips).
  • The demand is high, especially in bigger cities.
  • You get to choose the hours you want to work.

#16. Create an Online Course

Difficulty: Hard.

Time it takes for money to be deposited: One month.

Summary: You’re an expert in something. And if others are looking to learn what you know, you can get paid good money to create a course for those people.

Life-changing money can be made here. One story I really like comes from the book Side Hustle: From Idea to Income in 27 Days. It explains how  Teressa Greenway, who was on food stamps at the time, created a course on baking sourdough bread that generated over $86,000 in income.

It can certainly help to have an existing blog or a social media account that has potential buyers, which is something you can start building today.

Recommended ResourceHow to create an online course without an audience

How to Save Money FAST (Up to $1,000 Today)

Sometimes it’s much easier (and better in the long run) to find ways to save money than to find ways to earn more. It’s easy to end up with $200 more in your bank account if you watch what you’re doing.

Not sure where to start?

You can:

  • Save money on groceries.
  • Cut or negotiate subscriptions, such as cable, magazines and newspapers.
  • Shop around for your car and home insurance.

For more, check out our post on over 100 ways to save money.

Ask For a Rent Reduction

If you’re struggling to pay rent, consider asking your landlord for a rent reduction.

A reduction in monthly rate (or alternatively, a partial or delayed rent payment that avoids you having to take on more debt) is quite helpful when you’re in need of quick cash.

Recommended ResourceHow to negotiate rent (to save THOUSANDS per year)

Final Thoughts on Quick Money Making Ideas

Diving deeper into debt makes it that much more difficult to win the game of personal finance. So, when times get tough, making extra income is one of the best things to do to give yourself a better financial future.

R.J. Weiss
R.J. Weiss is the founder and editor of The Ways To Wealth, a Certified Financial Planner™, husband and father of three. He's spent the last 10+ years writing about personal finance and has been featured in Forbes, Bloomberg, MSN Money, and other publications.

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