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How to Make Money ASAP (Up to $200 in One Day)

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We’ve all had times when we needed to figure out how to make money fast. And days like these are often the ones that determine our financial future.

Take the easy road by applying for a high-interest loan or charging up credit card debt and you’ll make matters worse in the long run.

On the other hand, a little bit of hustle and creativity to earn extra cash can change the entire trajectory of your finances.

Below, you’ll find legit ideas to help you make money fast starting from absolute scratch.

Depending on your situation, you might have to combine one, two or three ideas to hit your $200 target. 

Actually, I recommend doing so: having different sources of extra cash is never a bad thing, and who’s to say you have to stop at the 200 dollar mark?

If you need money today, ideas #1-6 pay in 24 hours or less. If you have a longer time frame in mind, scroll down for ideas with more potential.

How to Make Quick Money Today

If you want to know how to make quick money in one day, here are your best options. 

#1. Sell Something on Craigslist or Facebook Marketplace

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

If you need $200 ASAP, look around your house or apartment for a big-ticket item you can live without. It’ll be easier and faster than trying to unload a lot of small items. 

For example, maybe you have an old smartphone, golf clubs you don’t use anymore, or an extra TV that never gets turned on.

Whatever it is, list it for sale to turn it into fast cash. If it’s hard to part with the item, consider the fact that you can always buy a similar one later, and often at a lower price than you sold yours for.

Here’s a list of the best sites like Craigslist for selling items.

#2. Take Online Surveys That Pay Cash Instantly

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

Summary: When you think about how to make $200 in a day, you don’t typically think of surveys. And you’re right — you’re not going to make that kind of quick cash in 24 hours.

But there are a select few online survey sites out there with low withdrawal minimums, where you can take paid surveys today and immediately transfer the funds into a PayPal account within 24 hours.

Our favorite site that meets this criteria is Survey Junkie. With it’s low $5 minimum payout and PayPal withdrawal option, it’s a decent way to make some fast cash.

#3. Find a Day Labor Gig on Craigslist

Difficulty: Medium.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Many individuals and small businesses look to hire people for a day on Craigslist. You can often get paid in cash for a one-time gig.

There’s a wide variety of work on Craigslist. As you can see below, common day labor gigs include seasonal jobs, moving heavy objects, picking up heavy objects, odd jobs and general handyman duties.

Craigslist Day Labor AM

To find jobs that you might be suited for, search City+Labor Gigs. Consider ones that won’t involve too much driving, as you don’t want gas money to eat up your profits.

Pro Tip: TaskRabbit and Amazon Home Services are similar sites where you can look for one-day gigs to earn extra cash. Each site has you set up a profile, as well as go through a quick background check (which can take a few days).

They’re worth checking out if you’ll be looking for more day labor jobs in the future (even if it’s just a few times per month). You’ll get rated and reviewed on the quality of your work, and over time that can increase your earnings compared to a site like Craigslist.

#4. Earn Quick Cash Babysitting

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Quality babysitters are constantly in demand. And with a little bit of work, nailing down that first gig in less than 24 hours is possible.

Trust is of the utmost importance, so start by reaching out to your network. It may be uncomfortable to post on Facebook and say that you’re looking for work, so consider talking privately to some of your friends with kids. Tell them you’re starting up a babysitting side hustle and ask them to recommend you to anyone they know who’s in need of on-demand child care.

If you’re still having trouble. Nextdoor is an app that allows you to communicate with your neighbors, and it’s a great place to post that you’ve started up a side business without having to broadcast that fact to your entire social group.

Nextdoor

Nextdoor makes it easy to connect with others in your community, whether you're looking for work, searching for a place to live, selling something or just want to stay up-to-date on what's happening around town.

#5. Dog Walking and Pet Sitting

Difficulty: Medium.

Time it takes for money to be deposited: Less than 24 hours.

Summary: As with babysitting, being a pet sitter is another area where there’s a need for trusted individuals to help.

While it’s difficult to land a job the same day you start looking, it’s not impossible. Start by applying the same strategies mentioned above for babysitting — the most important being to let people who already trust you know that you’re looking for work.

#6. Sell Gift Cards or Redeem Credit Card Points

Difficulty: Easy.

Time it takes for money to be deposited: Less than 24 hours.

Summary: Credit card points and gift cards can be another source of quick cash.

Most credit card reward programs allow you to exchange points for statement credit instantly. If you can wait a couple of days, you can have your earnings deposited into a checking or savings account.

For gift cards, go to sites like Raise that allow you to sell your unused gift cards for cash.

Alternatively, offer it to a friend at a small discount for cash.

How to Make Money Fast ($200+ This Month)

More time equals more options. And in most cases, significantly better options. It turns out there’s a lot you can do inside 30 days to make extra money.

#7. Make Money Online Freelancing

Difficulty: Hard for those who have never freelanced before.

Time it takes for money to be deposited: One week or more.

Summary: It’s easier than ever to make extra money freelancing. Sites like Upwork and Fiverr allow you to create a profile and apply for jobs today.

Popular freelance side gigs for beginners include:

While it’s fine to get into freelancing as a way to make money in the short-term, don’t ignore what a great possibility it is for long-term income too. This doesn’t have to be a one-and-done moneymaker.

And make sure to check out our guide on how to get your first job on Upwork.

#8. Sell Stuff Online (eBay, Etsy and Other Sites)

Difficulty: Easy.

Time it takes for money to be deposited: One week.

Summary: The benefit of selling items online, compared to locally, is that you have access to a much larger audience. This makes it an ideal option for selling unique items (such as collectibles) and in-demand items that can be easily shipped (like smartphones).

There’s no shortage of websites for selling your stuff. Ebay is one of the largest marketplaces, and you can sell just about anything on the site.

Amazon can also be a good option, especially for those who have items still in their original packaging. However, the fees tend to be higher than eBay (so make sure you’re getting a higher price).

Etsy is an option for selling handmade items, crafts and vintage goods.

Recommended Resources:

#9. Rent Out a Room on Airbnb

Difficulty: Hard.

Time it takes for money to be deposited: Two weeks.

Summary: If you have a spare room in your home, or somewhere to stay for free while you rent out your place, consider becoming an Airbnb host.

To get started, you need to sign up for an account, take pictures, and fill out the description. Airbnb will then connect you with verified guests who are looking for a place to sleep.

Being located in a popular area can certainly help maximize your earnings. However, even rural and less-touristy areas can command decent money for a room.

To find out how much you can get for your room, fill out this Airbnb rental calculator.

#10. Make More Money at Your Current Job

Difficulty: Medium to hard.

Time it takes for money to be deposited: One week.

Summary: Earning more from your primary line of work can help solve a lot of money problems. Your best options are to ask for a raise or find a new job.

Alternatively, seeking a second part-time job — for example, one you can work nights from home — will put more money in your bank account.

It may not be easy, or something that you want to sustain for the long-haul, but it can help you get out of a sticky financial situation without taking on debt.

Recommended Resource: How to ask for a raise.

#11. Become a Website Tester

Difficulty: Medium to hard.

Time it takes for money to be deposited: One to two weeks.

Summary: UserTesting is a cool platform that allows you to get paid for testing apps and websites.

You’ll get paid $10 for every 20-minute assignment.

The downside is that supply and demand for testers fluctuates, so you’re not guaranteed to find opportunities every time you log on.

In some cases, you’ll also have to qualify for a specific test. For example, a website may only be looking for feedback from a specific demographic. 

But if you can manage to complete a few tests per month, it’s a legitimate way to make $100 or more.

#12. Make Money Online with Microtask Websites

Difficulty: Easy.

Time it takes for money to be deposited: One to two weeks.

Summary: Microtask websites allow you to make money by completing small one-off jobs.

Most tasks are very basic and require little to no training. Common examples include data entry, data verification, information sorting and transcription.

This work is fairly easy money, but it doesn’t pay much on a per-hour basis.

Amazon Mechanical Turk (known as MTurk) is the most well-known website that hires people for these types of small tasks.

#13. DoorDash, Postmates and Other Delivery Jobs

Difficulty: Easy.

Time it takes for money to be deposited: One week.

DoorDash is an on-demand food delivery app that allows freelance couriers to earn money by picking up and delivering orders. Think of it as the Uber or Lyft of takeout.

As a Dasher, you’ll get paid based on the distance of the delivery, the amount of time you have to wait for the order, and a few other factors. Plus, you’ll keep 100% of the tips you receive through the app.

Postmates is similar to DoorDash, with the added benefit that it’s even more flexible. You can work as little or as much as you want, whether that’s one delivery or 12 hours straight.

It can be surprisingly lucrative, as you’ll get paid anywhere from $4 to $15 per delivery. And as with DoorDash, you get to keep 100% of your tips.

Postmates allows you to deliver by car, scooter or bike, or on foot in certain locations.

To get started, create your account. Then you’ll receive a welcome kit with a delivery bag.

From there, just download the app and start looking for delivery opportunities in your area.

If you’re in a crunch for money, Postmates allows you to get paid instantly for a small fee, or to wait four to seven days to be paid by ACH.

Postmates

Earn money and cash out instantly with Postmates. Getting started is easy, and you can work as little or as much as you want. You'll make a per-delivery fee and keep 100% of your tips.

#14. Drive for Uber (or Deliver for UberEats)

Difficulty: Easy.

Time it takes for money to be deposited: Instantly, once you’re approved.

Summary: You’ll have to meet some basic qualifications to be an Uber driver, but there’s good money in it. You also have to be 21 or older with a valid driver’s license that’s at least one year old, and you must have an up-to-date insurance policy.

Reasons you might want to consider being an Uber driver include:

  • It pays decent money (and you can get tips).
  • The demand is high, especially in bigger cities.
  • You get to choose the hours you want to work.

Uber allows you to withdraw your earnings instantly, which makes it one of the best options when you need fast money.

However, be aware that it does take some time to get approved to work on the platform, as you may need to pass a background check and wait for a car inspection.

#15. Create an Online Course

Difficulty: Hard.

Time it takes for money to be deposited: One month.

Summary: You’re an expert in something. And if others are looking to learn what you know, you can get paid good money to create a course for those people.

And since you can keep selling the course over time, it can even become a source of passive income.

Life-changing money can be made here. One story I really like comes from the book Side Hustle: From Idea to Income in 27 Days. It explains how Teressa Greenway, who was on food stamps at the time, created a course on baking sourdough bread that generated over $86,000 in income.

It can certainly help to have an existing blog or a social media account that has potential buyers, which is something you can start building today.

#16. Affiliate Marketing (or Refer-a-Friend Programs)

Difficulty: Easy.

Time it takes for money to be deposited: 1 to 30 days.

Summary: Affiliate marketing, along with refer-a-friend programs, offer some great opportunities for earning extra income. 

There are a lot of companies that exist today that will pay you for making a referral through affiliate links. And you may already be signed up for many of them. 

And no, you don’t need a huge social media following or website to get started. Simply referring a handful of friends and some family members can earn you a surprising amount of money.

On a small scale, introducing your friend to a site like Swagbucks — a very popular rewards site that allows you to make money online in a variety of ways — can help both of you make some extra cash.

Swagbucks

Get paid to play games, watch videos, take surveys and more with this all-in-one rewards site. Redeem your points for gift cards and PayPal cash starting at just $3.

On a larger scale, financial institutions are known for offering some solid referral bonuses. For example, Chase and American Express both have lucrative referral programs for existing cardholders.

#17. Garage or Yard Sale

Difficulty: Easy

Time it takes for money to be deposited: Less than a week.

Summary: Garage or yard sales have been and will continue to be a fantastic source of extra money. 

For the best results, look to see if your neighborhood or city has a date set for a neighborhood or city-wide garage sale. You’ll get the most traffic at these larger events.

If you don’t want to wait around for a big event, host your garage sale on Friday and Saturday, as these are the peak times people shop. 

#18. Mystery Shopping

Difficulty: Easy.

Time it takes for money to be deposited: 1 week to 30 days.

Mystery shopping is a legit industry with many opportunities. In fact, one of The Ways To Wealth’s contributing writers has done over 100 mystery shopping jobs. 

While you’ll want to be sure to check out her complete guide to making money as a mystery shopper, first things first: understand that it’s by no means a high-paying gig with a lot of upside potential. 

That said, there are many legitimate mystery shopper opportunities that can help you earn a few hundred dollars per month on a part-time basis. 

How to Save Money Fast (Up to $1,000 Today)

Sometimes it’s much easier (and better in the long run) to find ways to save money than to find ways to earn more. It’s easy to end up with $200 more in your bank account if you watch what you’re doing.

Not sure where to start?

You can:

  • Save money on groceries.
  • Cut or negotiate subscriptions, such as cable, magazines and newspapers.
  • Shop around for your car and home insurance.

Refinance Your Mortgage

At The Ways To Wealth, when it comes to saving money, we recommend focusing on your home, transportation, education and food costs. This is where you’ll save the most amount of money in the shortest amount of time. 

While moving to a lower cost-of-living situation requires a lot of work, if you’re a homeowner, refinancing your mortgage is much easier. More so, it can save you a lot of money every month.

For comparing refinance rates, we recommend Figure Mortgage Refinance. 

Figure has a streamlined, online-only application process that allows you to complete the mortgage refinance process in a matter of weeks. 

They’ll pull an initial soft credit check to provide you with rates and terms, but this doesn’t hurt your credit score.

If you have equity in your home, Figure also gives you the option to do a cash out refinance.

Figure

Many homeowners can save money by refinancing their mortgage. Figure makes the process fast and easy.

Ask For a Rent Reduction

If you’re struggling to pay rent, consider asking your landlord for a rent reduction.

A reduction in monthly rate (or alternatively, a partial or delayed rent payment that avoids you having to take on more debt) is quite helpful when you’re in need of quick cash.

Recommended Resource: How to negotiate rent (to save thousands per year).

FAQs About Making $200 Per Day

Is it true that there’s no such thing as free money?

It depends on how you define “free.” There are many companies that will pay you cash rewards for completing small actions like signing up for a website or downloading a free app. Often, these tasks take just minutes, with payouts ranging from pennies to $100 or more.

We’ve compiled a list of more than 20 ways to get free money, as well as a list of 10 websites that will pay you just for signing up.

Should you consider a payday loan when you’re unable to pay your bills?

It’s best to avoid payday loans by whatever means necessary, even when you’re under severe financial stress.

These loans and cash advances almost always come with sky-high interest rates and fees that leave you in a bigger financial hole with every passing week. If you end up not being able to pay them back, they may go into collections, where they’ll ruin your credit for seven years — or you may end having your paycheck garnished.

Often, these types of loans seem like the only viable means of relief. If you have a low or unstable income, or have below-average credit, it can seem like you have no access to other less-predatory sources of financial help.

However, there are a number of cash advance options that are either free or low cost, and we recommend you exhaust those options before turning to more extreme measures. In most cases, you’ll be able to find one that works for you.

Can you make money fast by investing in stocks?

While it’s possible to make quick money by investing in stocks, it’s difficult. In fact, it is very difficult. There’s a wide body of research that shows day traders perform much worse than people with a patient buy and hold strategy.

Plus, in order to make money, you need to have money to invest. For example, say you were to get lucky and earn a 20% return on your money within a week (keeping in mind, this is extremely rare and requires a lot of risk).

You’ll need to invest $1,000 of cash to earn $200 in profit. Plus, you’ll owe taxes and potentially brokerage fees.

However, while playing the stock market isn’t a reliable method for earning money quickly, getting companies to give you free stock is. In fact, we compiled a list of 10 legit free stock offers. Complete them all and you can earn between $50 and $3,000, depending on how lucky you are.

What are the best ways to make money fast online?

The best way to make money within a day online is through selling items on Facebook Marketplace and other selling sites.

Second to selling, which also offers much more long-term earning potential, is freelancing. Having a skill that others are willing to pay for is one of the best ways to grow your income today and in the future.

What type of businesses make money fast?

Freelancing businesses — and specifically ones with zero start-up costs — are the best way to make money fast from a business.

Once you’ve found a skill people are willing to pay for and have a few happy clients, you can use the agency model, where you’re using independent contractors to perform the work. This allows you to scale much faster, compared to you being the only one doing the work.

What are the best ways for kids to make money fast?

Yard work, babysitting and pet sitting are a few popular options for kids and teens looking to make money fast. For more, see How To Make Money As A Kid: 15 Great Options.

How to Make 200 Dollars Fast: Final Thoughts

Diving deeper into debt makes it that much more difficult to win the game of personal finance. So, when times get tough, making extra income is one of the best things to do to give yourself a better financial future.

R.J. Weiss
R.J. Weiss is the founder and editor of The Ways To Wealth, a Certified Financial Planner™, husband and father of three. He's spent the last 10+ years writing about personal finance and has been featured in Forbes, Bloomberg, MSN Money, and other publications.

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