Make Money

10 Best Apps to Sign Up and Get Money [Best Instant Bonuses]

Get Paid to Sign Up
Some links included here are from our sponsors. Please read our affiliate disclaimer for more information. We've partnered with CardRatings for our coverage of credit card products. The Ways to Wealth and CardRatings may receive a commission from card issuers.

On this page, you’ll find a comprehensive list of the best current sign-up bonuses available.

Our top picks include:

  • Branded Surveys: Best PayPal instant withdrawal — get 100 points (valued at $1) for signing up, then you can easily reach their $5 minimum payment and withdraw instantly to PayPal.
  • MoneyLion: Best instant withdrawal bonus — get $5 immediately upon signing up, no deposit required.
  • Robinhood: Best instant bonus — receive a free share of stock by linking your bank account, with no deposit required.
  • Stash: Best $20 bonus — open an account via a referral link and deposit at least $0.01 to receive a $20 cash bonus.

#1. Branded Surveys: Get a 100-Point Signup Bonus Instantly

What you get:$1 bonus upon signup.
When:After confirming your email address.
Instant withdrawals:Available once the minimum withdrawal amount of $5 is reached.
Payment options:PayPal, bank account and gift cards.

Branded Surveys is one of the best online survey sites. By completing surveys, you can earn points that can be redeemed for cash or gift cards.

When you sign up, you immediately receive a 100-point bonus, which is equivalent to $1. This can be a quick and easy way to earn a bit of money today, especially since the bonus can be withdrawn instantly via PayPal once you hit the low minimum to cash out, which is just $5.

Beyond the signup bonus, you’ll earn points for each survey you complete. The amount of points you earn per survey varies, but most surveys take around 15 minutes to complete and offer between 50 and 500 points.

Download Branded Surveys.

#2. MoneyLion: Get a $5 Instant Bonus and a $50 Direct Deposit Bonus

What you get:$5 added to your RoarMoney account.
When:Instantly.
Instant withdrawals:Available.
Payment options:Withdraw the funds to your linked bank account.

MoneyLion offers a complete suite of financial services — including banking, investing and loans — within a single app. 

Signing up for the MoneyLion app through this referral link gets you a $5 instant bonus. No deposit is required, and opening an account doesn’t impact your credit score. Using our link should auto-activate the bonus, but if you’re asked to enter a promo code for MoneyLion, be sure to enter thewaystowealth.

You can earn an additional $50 bonus when you sign up for direct deposit, plus another $5 crypto bonus upon purchasing $10 worth of cryptocurrency. 

All in all, you can earn $60 in bonuses from MoneyLion. While the account has a $1 per month admin fee, you can close it at any time and keep your bonus funds.

Sign up for MoneyLion.

#3. Survey Junkie

What you get:$5 in points.
When:Instantly.
Instant withdrawals:Available.
Payment options:PayPal deposit, gift cards or bank transfer.

Survey Junkie is one of the most popular survey sites and apps that pays users to share opinions.

Survey Junkie’s sign-up offer gives new members a $5 cash bonus when you finish your first five surveys.

When you sign up with Survey Junkie, you’ll get the opportunity to take short profile surveys. These surveys are designed to customize future survey opportunities based on your answers. These quick surveys qualify for the five survey bonus, which means it’s easy to meet this requirement in a very short amount of time.

Once you accumulate $5 in Survey Junkie earnings, you can cash out instantly to PayPal. 

You can boost your rewards by installing the Survey Junkie Pulse browser add-on. With Pulse installed, simply browsing the web triggers cash bonuses (and it pays a $1.50 sign-up credit after 30 days).

Sign up for Survey Junkie

#4. Robinhood: Free Share of Stock (Valued Up to $200)

What you get:Free share of stock valued between $2.50 and $200
When:Immediately upon linking a bank account
Instant withdrawals:Can sell after 2-day/withdraw after 30 days
Payment options:Bank transfer

Robinhood offers new users a free fractional share for simply signing up and linking a bank account — no deposit or transaction is required.

You could receive anywhere from $2.50 to $200 in free stock.

According to Robinhood, there’s a 98% chance the share value you receive will be between $2.50 and $10. Additionally, you can choose the specific stock you want from among the 20 biggest U.S. companies based on market cap.

However, instant withdrawals are unavailable; you must wait 30 days to cash out.

Visit Robinhood.

#5. Acorns with Swagbucks Hack: Earn $60 Fast 

What you get:$10 in cash from Acorns + $50 from Swagbucks.
When:7 to 10 days.
Instant withdrawals:Available after 30 days.
Payment options:Cash + SBs (which can be converted to cash through PayPal).

Acorns is one of the most popular investing apps, with hundreds of thousands of positive reviews on the App Store. 

Currently, Acorns offers new users a $10 sign-up bonus for linking a bank account.

But aside from that generous $10 sign-up bonus, Acorns’ best feature is that you can invest spare change automatically. So if you spend $4.25 at Starbucks, Acorns will set aside 75 cents to invest. (The actual deposit is made once your spare change reaches $5.)

But don’t head over to Acorns just yet.

First, sign up for the popular rewards site Swagbucks (more on them below).

Once signed up, do a search for Acorns in the search bar. You’ll find an offer for $50 when you sign up through the Swagbucks affiliate link.

5,000 SB = $50 in cash value.
5,000 SB = $50 in cash value.

This is a nice trick for earning an extra $50 for a minute or two of your time. 

If Acorns isn’t for you, make sure to cancel your account, as there is a monthly fee (starting at $3).

Sign up for Swagbucks.

#6. Stash: Get $20 in Free Stock When You Deposit $0.01

What you get:$20 in free stock.
When:Deposit a minimum of 1 cent into your Stash Banking account or Stash Personal portfolio.
Instant withdrawals:Available to withdraw after 90 days.
Payment options:Can be withdrawn to an external bank account.

Stash is a beginner-friendly investment app that offers a variety of automated investment options, $5 minimums and a user-friendly experience.

Sign up for a new account through our Stash referral link and you’ll get a $20 cash bonus when you:

  1. Link an external bank account.
  2. Add at least $.01 to your Stash Banking account or Stash Personal portfolio.

Stash does have monthly fees, ranging from $3 to $9. You can cancel at any time, and there are no penalties or fees for doing so.

Download Stash Invest.

#7. Rakuten: Earn $30 After a Qualifying Purchase

What you get:$30 welcome bonus.
When:After making a qualifying purchase of $30 or more.
Instant withdrawals:Payouts are made once per quarter.
Payment options:PayPal or paper check.

Rakuten is one of the top cash-back sites, and a reader favorite.

To get the $30 bonus, sign up through this link with your email address. Then, make a $30 online purchase (which can be from any of their thousands of partnered stores) within 90 days.

Rakuten also has one of the most generous referral programs around. You’ll earn a $30 bonus for referring just one friend (this could be your spouse, sibling or parent). Since you’ll both save, it’s an easy win for each of you.

Rakuten is known for consistently offering some of the highest cash-back rates for online shopping, but be aware that the company pays quarterly, so you’ll have to wait to get your earnings.

Learn more: Get the details on the latest Rakuten referral bonus and read our Rakuten review to learn how to make the most of your time on the site.

#8. InboxDollars: Get a $5 Bonus Just for Signing Up

What you get:$5 cash added to your account balance.
When:Instantly upon confirming your email address.
Instant withdrawals:Available to withdraw after reaching $15 in total earnings.
Payment options:PayPal, gift card, or prepaid Visa card.

InboxDollars is an easy-to-use rewards site that offers a straightforward $5 bonus for new members. The bonus is automatically added to your account after signing up and confirming your email address.

To withdraw your money, you’ll need to earn at least $10 on the platform. Tips for earning money quickly on InboxDollars include:

  • Completing offers from legitimate companies.
  • Earning cash-back through online shopping.
  • Uploading copies of your shopping receipts.
  • Taking short surveys.
  • Referring friends (you’ll get $3 per referral who earns $30 in their first 60 days, plus 4% of their lifetime earnings).

Read our InboxDollars review or view the full details on InboxDollars’s current promo for more tips on maximizing your earnings. 

Sign up for InboxDollars.

#9. moomoo: Up to 16 Free Stocks and Cash Rewards with Varied Deposits

What you get:Up to 16 free stocks valued between $3 and $2,000 each, plus cash rewards.
When:After completing the registration process and making a deposit of either $100, $1,000, or $5,000.
Instant withdrawals:Stocks are deposited in your account within five trading days but will show as pending for 60 days.
Payment options:Withdraw the funds to your linked bank account.

moomoo is a fast-growing, commission-free brokerage that offers one of the most generous free stock bonuses. Depending on your deposit amount, you can receive up to 15 free stocks, a full share of either Tesla or Google, and a $100 cash reward that can be used as a deduction on stock purchase orders exceeding $1,000.

To qualify, complete the account verification steps and make a deposit based on the following tiers:

  • $100 deposit: Receive five free stocks plus a $100 cash reward.
  • $1,000 deposit: Receive 15 free stocks plus a $100 cash reward.
  • $5,000 deposit: Receive 15 free stocks, a full share of either Tesla or Google, and a $100 cash reward.

Your average daily balance must meet the deposit requirement for 60 days to unlock the bonus.

While the deposit requirement is higher than Webull’s offer, the potential for receiving higher-value stocks is greater, especially if you can deposit more. For a comprehensive breakdown of this offer, see our write-up on the moomoo free stock promotion.

Sign up for moomoo.

#10. MyPoints: Get a $10 Bonus for Spending $20

What you get:$10 cash added to your account.
When:Within 30 days of signing up and making a qualifying purchase of $20 or more.
Instant withdrawals:Available to withdraw after hitting $15 in total earnings.
Payment options:PayPal or gift card.

MyPoints is a popular rewards site that pays you for various online activities, such as taking surveys and playing games. New members can earn a $10 bonus in their first 30 days.

To qualify for the bonus, sign up using the links on this page and make a purchase of $20 or more (before tax and shipping) through the MyPoints cash-back shopping portal within your first 30 days. 

MyPoints partners with popular retailers like Amazon and Walmart, so you can earn the bonus on purchases you were already planning to make.

If you’re unable to earn the additional cash-back needed to cash out through shopping alone, focus on completing promotional offers, taking surveys, and uploading receipts. While games are available on the platform, they typically offer lower rewards and sometimes require in-game purchases.

Read our MyPoints review or see all the details on the current MyPoints bonus to learn more. 

Sign up for MyPoints.

Sign-Up Bonus FAQs

What app gives you money just for signing up?

By signing up for MoneyLion through our referral link, you get a $5 instant bonus. No deposit is required, and opening an account does not impact your credit score.

In addition to the $5 instant bonus, you can earn an additional $50 bonus by signing up for a direct deposit and a $5 crypto bonus by purchasing $10 worth of cryptocurrency.

The account has a $1 per month admin fee, but you can close it at any time and keep your bonus funds.

What sites give you money for signing up?

Branded Surveys is an online survey site that offers a $1 welcome bonus for signing up. The bonus is credited to your account instantly upon registration. To request payment, you must have a minimum balance of $5 in your account. Payment options include gift cards (including Visa), PayPal, or a paper check.

What accounts give you a lot of money for opening?

The accounts that give you the most money for signing up are investment brokerages or banks (via credit cards or savings accounts). However, they typically have strict requirements for earning a bonus. For example, Moomoo currently offers up to 16 free stocks for opening an account and depositing $1,000. Similarly, large brokerage account deposit bonuses can be found on platforms like TradeStation, which offers a $150 bonus for making a $500 investment.

What credit card gives you $100 for signing up?

There are many cards that offer $100 or more for signing up. For a no-annual-fee card that has minimum requirements to earn a bonus, I like the Chase Freedom Unlimited card, which offers a $200 bonus after you spend $500 on purchases in the first three months from account opening.

Additionally, you can earn 5% cash-back on grocery store purchases (not including Target and Walmart purchases) on up to $12,000 spent in the first year, which is a total of $600 cash-back. You’ll also earn 3% on dining at restaurants, 3% on drugstore purchases, 5% on travel purchased through Chase Ultimate Rewards, and 1.5% on all other purchases.

The card also offers a low intro APR of 0% for 15 months from account opening on purchases and balance transfers, followed by a variable APR. Just be sure to apply through this specified page to receive the bonus offer.

Summary of Best Sign-Up Offers

CompanyOffer
Branded Surveys$1 instantly for signing up.
MoneyLion$5 instantly after activating account.
Survey Junkie$5 after completing five surveys.
RobinhoodFree share of stock by linking your bank account, with no deposit required.
Acorns (via Swagbucks)$10 in cash from Acorns + $50 from Swagbucks for signing up.
Stash$20 in free stock when you sign up + deposit a minimum of 1 cent.
Rakuten$30 after making a qualifying online purchase.
InboxDollars$5 after verifying your email address.
MoomooUp to 16 free stocks.
MyPoints$5 after spending $20 through the site’s cash-back portal.

Best Sign-Up and Get Money Sites: Final Thoughts

Enjoy free money for signing up and take advantage of apps and websites that pay you instantly.

After all, there’s nothing quite like the feeling of getting free money or free gift cards — especially when you’re on a tight budget. 

But it should go without saying that you’ll never pay your rent with these types of deals. At the same time, I think they’re valuable because they can help you build your money-making muscle. 

Building Your Money-Making Muscle

It can be hard to make progress on your financial goals when you’re struggling just to make ends meet, and it can feel like there aren’t any good options for improving your situation.

But the reality is that today, there are more ways to make and save money than at any time in history. You just have to know how to leverage them. And sometimes, getting started is the hardest part.

That’s where offers like these come in: they’re small wins that can take some budget stress off of your shoulders or boost your spirits with a little extra spending money, which can in turn help you focus on the next step in your financial journey. 

Want more sign-up bonuses? Check out our articles on how to get free Bitcoin and the best crypto sign-up bonus offers to learn about sites that will give you crypto just for becoming a member.

R.J. Weiss
R.J. Weiss, founder of The Ways To Wealth, has been a CERTIFIED FINANCIAL PLANNER™ since 2010. Holding a B.A. in finance and having completed the CFP® certification curriculum at The American College, R.J. combines formal education with a deep commitment to providing unbiased financial insights. Recognized as a trusted authority in the financial realm, his expertise is highlighted in major publications like Business Insider, New York Times, and Forbes.

    2 Comments

    1. Hey Weiss,thanks for all the info.About the swagbucks x Acorns deal I can’t seem to find it when I search in the swagbucks search bar.any advice?

      1. Hey Joseph. What country are you in? Working for me in the U.S.

    Leave a reply

    Your email address will not be published. Required fields are marked *

    Read our comment policy.