Are you looking to earn extra cash on the side with some variety? Check out MyPoints, a website that offers you rewards for completing an array of simple tasks that usually take just a few minutes each.
Signing up is free, and once you complete your profile, you can start earning points immediately.
In this MyPoints review, we’ll discuss the different ways in which you can earn points to exchange for real money, how to cash out, and what kind of return on your time investment you can realistically expect from the site.
You can jump to the section you’re most interested in reading about via the table of contents button below, or jump directly to our final verdict on the platform.
Like those sites, MyPoints offers members a host of opportunities to earn money on the side.
Here are just a few examples of ways you can earn points, which are redeemable for cash or gift cards:
- Taking surveys
- Printing coupons
- Watching videos
- Playing games
- Earning cash-back
Many of these opportunities can also be found on other money-making websites.
So the question becomes this: What distinguishes MyPoints from the plethora of other options in the marketplace?
In our view, MyPoints offers a more structured approach to earning than many of the competing alternatives. The site is cleanly organized and easy to navigate, and you’ll find a daily to-do list and various challenges that gamify the experience and reward consistent usage.
This can make it easier to earn enough points to actually get a substantial reward for your efforts.
Ways to Earn
Here are some of the specific ways you can earn money on MyPoints.
#1. Welcome Bonus
MyPoints offers two different welcome bonuses. And which one you’ll be eligible for depends on what link you use to sign up for the site.
Throughout this article, the links to MyPoints will qualify you for a $10 welcome bonus when you spend $20 through the site’s cash-back shopping portal within the first 30 days of signing up.
If you shop online regularly, this can be a quick win, as most major online retailers are available on the platform.
However, note that some popular stores — such as Amazon, eBay and Home Depot — are excluded from this welcome bonus offer.
You can see whether or not a store is excluded when clicking through to their site from the cash-back portal.
The second option for a MyPoints sign-up bonus is best for people who don’t do much online shopping. If you sign up by clicking this link, you’ll earn a $5 bonus after completing your first five surveys.
In order to earn the welcome bonus mentioned above, you’ll need to use the MyPoints shopping portal. That’s not a bad thing, because earning cash-back is one of the most lucrative ways to rack up points on the site.
That’s especially true since there are a number of ways you can earn points through the shopping you already do.
Cash-Back Online Shopping Portal
If you’re someone who does a lot of online shopping, then leveraging this feature is a no-brainer.
MyPoints partners with hundreds of retailers to offer points (which you can think of as cash-back) for every dollar you spend. These rates vary between stores and change constantly, but typically you’ll receive between 1% and 5%.
You’ll also occasionally find promotional rates that pay well above those figures.
As with most cash-back sites and apps, there are some retailer-specific exclusions.
For example, Walmart only pays cash-back in a limited set of categories (which you can see clearly marked under the “Terms and Conditions” section of each offer).
Here’s an example of what that looks like in practice:
How do MyPoints’ cash-back rates stack up to the competition?
As we noted earlier, rates on cash-back portals change all the time. But here’s a comparison of a few major retailers and their rates on some of the top sites at the time this article was written.
Note that this data was collected on January 19, 2020. We’ll update this article periodically to keep the numbers fresh.
|Best Buy||Up to 2%||Up to 2%||Up to 3%||Up to 4%|
As you can see, MyPoints’ rates are consistently on the lower end of the spectrum.
But this doesn’t necessarily mean you shouldn’t use the portal — it just depends on your particular situation.
As shown in the chart (and noted in our TopCashback review), TopCashback almost always offers the best cash-back rates available. However, the site only offers cash-back shopping.
If you’re not interested in earning money via surveys, paid videos, etc., then opting for a shopping-only site might be the better idea.
But if you’re looking for ways to earn points for different types of tasks — and don’t do a ton of online shopping — then it might make more sense to keep all your earning opportunities on a single platform, using the cash-back portal as a way to augment the points you earn through other activities.
Pro Tip: Cashback Monitor is a site that aggregates current offers for most major retailers on most of the top-tier cash-back sites. You can always start your shopping there to see which platform is currently offering the best deal. Learn more about how it works in our Cashback Monitor review.
In-store offers provide cash-back on purchases inside brick-and-mortar retail outlets.
In order to take advantage of these offers, you’ll need to link one or more debit/credit cards to your MyPoints account.
When you use one of those cards to pay for a purchase at a participating retailer, you’ll earn cash-back.
However, this is not a completely passive earning idea, because you have to activate the offer for each merchant prior to shopping.
Note that this is different than how some other card-linked cash-back programs work, including Dosh, where you earn automatically without having to manually activate an offer.
There are also a couple of important rules to follow to ensure you get credited:
- You must use the offer within one hour of activating it.
- You must run your card as a credit card. In other words, if using a debit card, do not enter the pin — select the credit option and sign if necessary.
There are far fewer in-store offers than online cash-back offers, but enough to make it worthwhile to check before shopping.
Some of the brands offering deals at the time this article was written include:
- Banana Republic (3%)
- Bluemercury (6%)
- Finish Line (1%)
- H&M (2%)
- PetSmart (3%)
Offers vary by region, so what you see may be different than the examples shown in this (or any other) MyPoints review.
With MyPoints, you can also earn cash-back at select restaurants — a feature not offered by most rewards sites.
Again, these are card-linked offers and you have to activate them prior to paying for your purchase. However, unlike the in-store shopping offers mentioned above, most Dining Deal offers are good for up to 30 days after activation.
The majority of the offers you’ll find here are for independent restaurants in your area, although there are some national chains that participate in the program. Some examples of these include Bojangles, ColdStone, Smoothie King and Edible Arrangements.
How much can you earn with these deals?
The rates vary by establishment. At the time of this writing, Edible Arrangements offers 43 points per dollar on your first transaction, and 17 points per dollar on subsequent transactions — rates that are nothing to shake a stick at!
In fact, these rates are significantly better than those offered by competing services, such as Dosh and Swagbucks’ local deals section.
Unfortunately, they are often capped.
For instance, you may only be able to earn a certain amount (e.g., a maximum of $10), regardless of how much you spend.
So as always, it’s important to read the offer’s terms and conditions.
MyPoints offers this option via its “Magic Receipts” section.
As with Ibotta (and the earning opportunities mentioned above), you have to activate offers before shopping, and then upload receipts with qualifying purchases.
To do this, navigate to the “Magic Receipts” tab under “Shop,” then simply browse through the available offers and add the ones you want to leverage.
Adding an offer to your list places it to the right on “Your Shopping List.” A small icon of your chosen product, along with how many points you’ll receive, is listed there.
Here are some important things to know about Magic Receipts:
- Most offers are linked to specific stores, so make sure your supermarket of choice is listed for the offer you want to take advantage of.
- You can frequently find offers for “any brand” of common household staples, like bread and eggs.
- Offers have specific time constraints, and the eligibility windows vary widely.
Let’s take a look at the screenshot below.
In this screenshot, you’ll notice:
- It’s a generic offer for any brand of milk (at least 1 gallon in size).
- There’s a long list of eligible stores.
- The purchase must be made, and the receipt uploaded, within a year-long window.
Conversely, the screenshot below shows a much more restrictive offer.
- You have to purchase multiple items to get the advertised points.
- The offer is only good at one store.
- The purchase must be made, and the receipt uploaded, within a one month window.
Once you click “Upload Receipt,” you’ll be prompted to verify a phone number if you haven’t already done so.
Printable Grocery Coupons
Make sure your ink cartridge is full because there are quite a few coupons you can clip from MyPoints.
Coupons are categorized by product type and include how much you can save and on what quantities of each product.
MyPoints rewards you with one point for each coupon printed, up to a maximum of 500 per month. Depending on how much you pay for ink and paper, this may or may not be profitable.
However, you will also earn 25 points for each coupon redeemed in-store, with no limit. This is on top of the face-value savings offered by the coupon.
We printed a trial coupon and received an email about 24 hours later notifying us that we’d received the point for printing it, but MyPoints claims that it can take up to 90 days to receive credit for those that you redeem.
If you were to max out on your limit of printed coupons, you could potentially earn 500 points for printing each coupon + 25 points/coupon redeemed. Based on the number of available coupons at the time of writing, that means you could theoretically earn 13,000 points.
Given the exchange rate (175 points equals roughly $1), you could earn around $74.29 per month just from the printable grocery coupons.
Of course, that’s just for context — chances are you won’t actually be able to use all of the coupons available.
#3. Complete Offers
Found under the “Deals” tab, these offers allow you to sign up for (or subscribe to) a service, or purchase a product, to earn points.
Earning points this way requires a bit more effort than the other types of offers on the site, but in many cases, they’re among the best ways to earn.
This is especially true when you’re able to find “money makers,” which are offers that pay you more in points than the cost of signing up.
Pro Tip: Learn more about money makers in our guide to Swagbucks hacks, which goes into detail about the concept.
For example, at the time of this writing, the micro-investing app Stash (which also has an online bank account component) is offering a money maker on the site.
Per the screenshot above, here’s how it works:
- You sign up for free, then deposit $5 into your new account.
- Stash adds a welcome bonus of $5 to your account.
- After a waiting period of approximately one month, MyPoints will add 7,500 points (about $40) into your MyPoints account.
In other words, you get a free $45.
Other examples aren’t quite as clear-cut. Often, you have to actually spend some money and then wait for that cost to be offset by the points you earn.
Why do companies offer money makers?
Simply put, because they’re looking for subscribers to sign up and (hopefully) continue using their service.
As such, they typically offer great deals for new customers that taper off the longer you stay with them.
If you’re looking to try a service, these offers could be a good way to maximize your benefits — even if you ultimately end up canceling that service.
When looking at these money makers, be sure that you’re reading the fine print and that the terms and conditions align with your goals.
We recommend paying particular attention to cancellation requirements and deadlines, as well as signing up with the virtual credit cards you can get from Privacy.com.
These cards shield your actual credit card number, and they can be paused or closed at any time. This way, you can be sure you’re never charged for something you don’t want.
#4. Take Surveys
Like Swagbucks and many other rewards portals, MyPoints functions as a survey site that will pay you for providing your opinions.
Upon navigating to the “Surveys” tab for the first time, you’ll need to complete a brief demographic survey in order to unlock the feature. This takes about five minutes.
After that, you’ll be met with a list of surveys that shows how much time you can expect to spend completing that survey and how many points you’ll earn. This list is sortable by “Featured,” “Highest Points” and “Shortest Time.”
How much do surveys pay on MyPoints?
First, let’s establish that the value of MyPoints points varies slightly depending on how you’re redeeming them. But in general, we can say that 175 points is worth about $1.
Given that exchange rate, here’s the approximate per-hour pay for the 10 highest-paying surveys we were offered after completing our demographic profile.
|Estimated Length||Points Earned||Pay Per Hour|
|20 mins||213 points||~$2.13|
|20 mins||170 points||~$2.91|
|20 mins||170 points||~$2.91|
|20 mins||170 points||~$2.91|
|20 mins||170 points||~$2.91|
|26 mins||131 points||~$1.49|
|15 mins||128 points||~$2.92|
|15 mins||128 points||~$2.92|
|15 mins||128 points||~$2.92|
|15 mins||128 points||~$2.92|
While around $3 per hour is no great sum by any stretch, it’s actually not that bad as far as compensation for paid survey sites goes.
We’d never recommend trying to earn this rate as a side hustle, but it’s not a terrible way to make a little bit of extra money in your spare time.
Note that some surveys are marked as “featured” and include a star on the left-hand side of the survey list. MyPoints refers to these surveys as “Gold” surveys. This designation doesn’t necessarily translate to more points, however. And in our research, they almost always paid less on a per-hour basis than other available surveys.
Another key element to note is that MyPoints does take its surveys seriously. A review of how the surveys work reveals that your ability to complete them can be revoked for any of the following reasons:
- Using coarse language in your responses to open-ended questions.
- Low-quality responses to open-ended questions.
- Providing contradictory answers and information (note that surveys are often designed to validate that the info you’re providing is consistent).
- Answering “red herring” questions incorrectly (these are questions designed to make sure you’re actually paying attention).
- Failing to show up for in-person focus groups and similar opportunities.
Even clicking through a survey too fast can disable your survey-taking eligibility.
As such, we recommend answering surveys thoughtfully and respecting the opportunity as a way to influence retailers you might shop with on a weekly basis.
Here are some more articles about paid online surveys:
- The best overall paid survey sites
- The highest-paying survey sites
- Survey sites that pay cash instantly
#5. Watch Videos
MyPoints allows you to earn points simply by watching short clips and rating the content afterward. Topics include world news, sports, lifestyle, entertainment, finance and more.
Each set of videos will earn you anywhere from two to three points, depending on the content.
After you choose a category of videos, you’ll navigate to a page that checks your browser and then prompts you to “Discover Content.”
You will need to allow the page to activate pop-ups, so make sure that feature is properly set before you continue.
Once you click “Discover Content,” a new page will load with a video. Many of the videos we watched were from Yahoo!
A timer will count down on the original page, and once it runs out, you’ll be able to click “thumbs up” or “thumbs down” and move on to the next video. This page will also list how many videos you’ll need to complete in order to earn those points.
Speaking of sets of videos, they range considerably in terms of quantity. One set we watched had only five clips, but the next set we encountered had a total of 14. Both only paid a measly two points for our time, when each clip was equal to or less than 30 seconds.
That said, our eligibility to earn points didn’t seem to hinge on whether or not we rated the content we saw each time.
What may sound fairly simple in terms of earning points for viewing short clips actually turns out to be not as rewarding as other opportunities to earn money by watching videos.
For example, you can sign up to become a movie theater auditor and earn anywhere from $8 to $15 per assignment.
You could even get a job categorizing shows on Netflix, although these are hard to snag.
Here’s an article that rounds up these ideas as well as more legit ways to get paid to watch videos.
Ultimately, watching videos on MyPoints is not a lucrative or especially worthwhile way to earn money on the site.
Editor’s note: MyPoints offers a standalone video app called “Daily Scoop.” We did not test it for this review, but if you’ve used it, please let us know how it works by leaving a comment at the end of this article.
#6. Play Games
MyPoints itself doesn’t offer a gaming platform. Instead, gameplay is conducted via WorldWinner, a website with its own set of rules and regulations.
WorldWinner requires you to pay to enter tournaments, and lets you cash-out your earnings via a paper check, prepaid debit card or PayPal transfer.
Given this arrangement, you earn points by depositing money into your WorldWinner account, which will be linked to your MyPoints account.
In that sense, it’s basically cash-back for spending money on WorldWinner.
Each of the games listed on the MyPoints “Games” page denotes a reward of four points per dollar.
Given that we’ve established an approximate exchange rate at 175 points per dollar, this does not represent a very good earning opportunity.
There are many other opportunities to earn points on the site without spending a single cent that we recommend you take advantage of.
And there are better ways to get paid to play games.
#7. Other Ways
If you’re looking for more ways to earn points without spending money, MyPoints includes the following as part of their platform.
Designed as a way to earn more points for consecutive days of completing tasks, the 7-Day Challenge only runs periodically and was not available when we tested the site.
For a recent Challenge, a progress tracker listed all the activities you completed during the course of the event, and you could set your own goals to earn even more points.
Even though the 7-Day Challenge wasn’t active when we tested the site, the Daily Goal works in a similar way. We’ll discuss that more in detail below.
Daily To-Do List
The Daily To-Do List consists of nine predetermined tasks that you must complete in order to receive 29 total points.
Completing five tasks rewards you with one point for each task, along with a five-point bonus.
Once you reach the ninth task and complete it, you’ll also receive a five-point bonus.
Many of the tasks remain the same from day-to-day, but they can change. The Daily To-Do List correlates with the Daily Poll, which we’ll discuss next.
Answering a single question for a single point sums up the Daily Poll. Questions featured in the Daily Poll generally ask about preferences rather than purchasing behavior.
In fact, after you answer the poll, you’ll be able to see what other people answered. Given the low payout, the only reason to ever answer the poll is to make progress on a daily goal or other challenge.
Search and Earn
Search and Earn can be found under the “More” tab, located in the dark gray ribbon across the screen.
Simply put, you enter search terms in the field, as you would with Google, and earn points.
Well, MyPoints clarifies that you “earn Points randomly for your web searches throughout the day.”
Thus, the more searches you perform, “the better your chances of earning!”
We performed a few single-word searches but never earned any points for doing so.
Related: Get paid for searching the web.
Those familiar with Swagbucks popular “Swago” game will easily grasp the concept of the MyPoints Bingo (and if not, you can read about Swago here).
Members are given specific bingo cards that include various actions in each square. Completion of those actions rewards you with filling that space, and particular patterns (listed on the right-hand side of the game screen) earn you a set number of points.
The bingo cards are only active for a certain period of time and some squares require you to make a purchase or complete a specific action.
You can only submit your bingo card once, so it’s important to come up with a strategy before completing any actions in order to fill the squares you want and avoid those that will mess up your particular pattern.
Refer and Earn
Many websites gain value by adding more subscribers, so the Refer and Earn program is MyPoints’ way of doing just that.
Existing members can earn 25 points for each referral who creates a new account.
If that account holder then completes the welcome bonus task of spending $20 via the online shopping portal within the first month, the referring member receives another 750 points.
Perhaps most notably, members also earn 10% of all eligible points earned by their referral.
You can refer as many friends and family members as you like, and the perk of potentially earning 750 points per referral — plus a lifetime cut — does make it worth your time.
Point Perks are codes that MyPoints sometimes shares on its social media channels. When you find one, just visit your dashboard, click the “Point Perks” button, and enter it.
We found the code “MARZIPAN” on both Twitter and Facebook, and after typing it into the Points Perks box on our dashboard, we received three points.
As long as you’re subscribed to their Facebook and Twitter, you shouldn’t miss a chance to redeem Point Perks. However, whether or not the small number of points they provide is worth your time is a completely different question.
Looking for yet another way to get extra points? Bonus Points can be found under your name, beneath your “Account Statement.”
Clicking there will lead you to a list of activities you can complete in order to earn — you guessed it — bonus points.
Listed next to each opportunity is a description of the necessary task, how long you have left to complete that task, and how many bonus points you can expect to receive after doing so.
We only saw surveys listed — specifically, “Gold” surveys that would give us a 20% bonus if we completed them.
Note that these surveys do require you to verify your account with a phone number and verification code.
In combination with the Daily Poll and Daily To-Do List, the Daily Goal keeps track of all the points you’ve earned that day.
Each day, you’ll have a set number of points to earn in order to receive Bonus Points, which are redeemable in the next month.
Besides the Bonus Points listed for meeting your goal, you’ll also have the chance to earn points for streaks of completing your Daily Goal.
- After five days of completing your Daily Goal, you’ll receive an extra 25 points.
- At seven days, that number jumps to 50 points.
- After two weeks of completing your Daily Goal, you’ll earn 100 Bonus Points — which doubles on the 21st day.
- A full month will get you 300 Points to redeem the following month.
If you can keep on top of it, you should be able to rack up all these points for a total of at least 675 points for that month.
That’s not to mention the points you’ll be receiving for completing the tasks to earn enough to meet your Daily Goal.
MyPoints Score! Browser Extension
Like many extensions out there these days, Score! is all about saving you money — and earning points at the same time.
You can download Score! only on your desktop or laptop, in Chrome, Microsoft Edge or Firefox.
Downloading the extension is free if you have a MyPoints account. In fact, you can earn 100 points simply by downloading it.
Specifically, MyPoints Score! will look over your shoulder as you shop online. If you make a purchase on a website that partners with MyPoints, you’ll be notified of any opportunities you may have to earn points.
In some cases, coupons are automatically added for you from the MyPoints website.
The value of Score! lies in the simple fact that it basically does the legwork for you. Rather than having to switch from one tab to the next while shopping online, you can task Score! with adding any benefits from MyPoints directly to your shopping.
However, you should know that Score! may interfere with other extensions, so be selective when choosing which browsers you’re using for various tasks.
For example, you may not be able to use Score! and Rakuten’s browser extension at the same time, as trying to do so could mess up the tracking process and result in your getting zero rewards.
Generally speaking, it is easy to cash-out your points — at least once you reach the minimum number necessary to redeem the offer you desire.
Note that there is no set minimum to cash-out; each offer is priced individually, with the cheapest options usually coming in at around $3.
Once you’ve chosen to cash-out, click the “Redeem Points” square next to your points total in the upper right-hand corner of the screen.
This will take you to a screen where you can choose from a variety of gift cards of various amounts.
These gift cards come “from online stores, restaurants, airlines, hotels and more.”
Under a thumbnail of each brand’s logo, you’ll find a minimum number of points necessary to purchase a gift card from that store.
After you click on a particular brand, you should see a breakdown of exchange rates for that merchant.
Taking Amazon as an example, we can see that you need 250 points in order to redeem a gift card for $1. A whopping 15,500 points gets you a $100 gift card.
MyPoints says that most gift cards will be emailed to you within three business days, but it can take up to 10.
You can also choose to have your points exchanged for cash via PayPal.
Note that you will need to have a PayPal account, or register for one, in order to do so — and the email address you use to create a PayPal account must match the one you used to register for MyPoints (the same goes for your first and last name).
A note about the MyPoints exchange rate
If we’re to use the MyPoints equivalent of $10 equaling 1,750 Points (from the welcome bonus), then a single point is worth 3/5 of a cent.
However, a single point doesn’t always have the same value across the board when it comes to rewards.
One merchant might have a $10 reward for 790 Points, while another will only require 700 points for the same amount. Amazon’s $3 gift card takes the lowest number of points — 250 to be exact.
See also: The best ways to get free Amazon gift cards.
MyPoints: Our Take
As a whole, MyPoints can be a rewarding way to earn money back for the purchases you already make.
The site takes advantage of a system many credit card companies implement to attract more customers — that is, earning small amounts of money for spending it at specific stores.
If you’re looking to make a few extra dollars to use on a gift card to reward yourself, then MyPoints is a great option.
Generally speaking, however, you’ll want to tailor your efforts to specific offers that benefit you the most. Taking a few surveys here and there will help boost your points level a bit, but it’s in the offers and online shopping portal that you’ll find the more lucrative opportunities.
MyPoints has a lot going on, but in that chaos there’s a lot of opportunity. Approach this website strategically, and you’ll find yourself earning enough points to cash-out for a gift card to your favorite restaurant or retailer.
No, MyPoints and the NBA 2K series have nothing to do with each other. The “Mypoints” in those video games are unrelated to the MyPoints rewards website.
Yes, but it’s less feature-rich than the MyPoints website. The mobile app includes access to the online shopping portal, in-store offers, surveys, videos and the daily bonus. You can also redeem Point Perks in the app.
MyPoints also has an app called “Daily Scoop,” which is entirely devoted to video content. It’s only available for Android devices and can be downloaded from the Google Play store.
The “shopping cart trick” is a method of qualifying for a credit card without a hard pull on your credit. Many merchants who offer credit cards through Comenity will offer you the opportunity to qualify for a credit card when you’re viewing your shopping cart and planning to check out. This is a way for you to apply for a credit card without dinging your credit.
Some MyPoints users wonder if this trick will work when applying for credit cards offered via the MyPoints offers page, and the general answer is “no.” More pointedly, we never recommend doing anything that could be seen as a violation of either MyPoints’ or a credit card issuer’s terms of service.
MyPoints still supports nCrave. When you’re watching videos to earn points, MyPoints directs you to nCrave in order to verify you’re actually watching the content and to provide you with tailored content dependent upon your demographics.
The MyPoints Toolbar was the predecessor to the Score! browser extension, and has been discontinued.
MyPoints Review: Final Thoughts
Is MyPoints legit? Absolutely. The site offers multiple ways to earn extra money from small tasks, making it easy for most people to reap decent rewards from the site from their typical online activities.
You can think of it as a combination of a survey site, cash-back portal, coupon codes aggregator, and all-around online rewards site.
It’s free to become a MyPoints member and no purchase is necessary to earn points, so it’s a platform you can take full advantage of without having to steal a single penny away from your budget.
However, the best earning opportunities are via cash-back shopping and money maker offers — and you often have to spend some money upfront to take advantage of these.