Ibotta is one of the most well-known money-making apps around, but there are many other apps like Ibotta that you may not have heard of.
This post will introduce you to some of the best free rebate apps, and will show you just how easy they are to use — from saving money on Amazon to saving money on every grocery shopping trip.
If you’re unfamiliar with the Ibotta app, you can read my full review here (and get a $10 sign-up bonus with the link provided).
Best Receipt Scanning Apps Like Ibotta
Saving money with receipt scanning apps could hardly be easier. Just take a picture of your receipt, upload it, and earn rewards. Most of the time, you can upload the same receipt to multiple services in order to double or triple your rewards.
Quick summary: Members earn points by linking a debit or credit card to their account, buying eligible items, and uploading a copy of the receipt.
Best for: Shopping in a grocery store located in a strip mall. You can save on your grocery purchases and then earn extra points just by walking into participating nearby shops.
Pro tip: Earn Shopkick points simply by walking into partnered stores and scanning the barcodes of select items. Points can be redeemed for gift cards from dozens of retailers.
Quick summary: Browse the app or website to see what items are currently offering cash-back. Buy the eligible items, upload a photo of your receipt, and earn your cash-back reward.
Best for: Those who buy typical grocery store items at other types of stores, such as drug and convenience stores. That’s because the cash-back is based on the items you buy, not the store you buy them from.
Quick summary: Look through the coupons available on the app and select the ones you want to use. After making the relevant purchases, upload your receipt to receive your cash-back savings.
Best for: Those who prefer to shop at small regional chain stores rather than big nationwide box stores. That’s because SavingStar features offers from smaller retailers as well as large widely available ones.
Pro tip: SavingStar offers “one or many” deals. If you’re required to buy X number of an item in order to receive the discount, you can buy them on multiple trips rather than all at once (as long as you buy the required number before the offer expires).
Quick summary: It doesn’t matter where you shop or what you buy when you use Receipt Hog. Every receipt you upload will earn “Coins” that can be redeemed for either cash via a direct deposit into your PayPal account or Amazon gift cards.
Best for: Those who aren’t particularly loyal to a particular store or brand when it comes to their shopping habits.
Quick summary: Earn points when you buy a participating brand (the particular product doesn’t matter). Plus, there’s no need to select the brands inside the app — simply upload a copy of a receipt showing that you purchased an eligible item.
Best for: Those who are loyal to particular brands.
Pro tip: You can upload the same receipts you upload to Fetch Rewards to Receipt Hog, since RH doesn’t require receipts from specific stores.
Quick summary: Upload a receipt from nearly any store — it doesn’t matter what you bought or how much you spent — and earn points for every four receipts you submit (up to a limit of 20 per week). Points can be redeemed for gift cards.
Best for: Those who are “just running in for” shoppers. In other words, if you just run in for one or two things several times a week, you can make a few cents for your plethora of receipts without having to worry about buying specifics items.
Pro tip: Check out the offers on the apps that give you cash-back for buying a particular brand or item. Then, see if you bought any qualifying products so that you can submit the receipt to those apps as well as to Receipt Pal.
Quick summary: If you don’t have time to browse through the other apps on this list looking for deals, you’re in luck: Krazy Coupon Lady has done the work for you. You can find coupons from several different sources all in one place, and the free app sends offers right to your smartphone.
Best for: Those who don’t have the time or patience to comb through apps and circulars, but who still like saving money.
Pro tip: You can often find a manufacturer’s coupon, a store coupon, and an online coupon for the same item — and many stores will allow you to use all three. If you score that trifecta, you’ll be hard pressed to find a lower price.
Quick summary: Browse through the app for cash-back offers, buy the corresponding items, upload the receipt, and receive cash-back.
Best for: Those in Europe. The app is currently available in the UK, France, and Belgium. So, if you’re keen on saving a few pounds or euros at Tesco, this could be a great option.
Pro tip: There are many free offers on the site from brands promoting new products, so you can try something new without the risk of wasting money.
Best Loyalty Card Apps Like Ibotta
With these loyalty card apps, you’ll earn cash-back or other rewards just by using a linked credit or debit card to pay for purchases at participating retailers.
Quick summary: Link your credit or debit card to your Dosh account and save up to 10% via cash-back when you use that card at partnered stores and restaurants.
Best for: Those who don’t want to bother saving and uploading receipts.
Pro tip: Link a cash-back credit card to your Dosh account to save from both sources.
Quick summary: Link your debit or credit card to your Drop account and choose two participating brands as “Power Offers.” Each time you spend money with those brands, you’ll earn points that can be redeemed for gift cards.
Best for: Those who spend a lot of money at particular stores. It literally pays to be brand loyal when you use Drop!
Pro tip: Drop will also show you special offers from retailers outside of your chosen two — you’ll just get fewer points than with your Power Offers. That said, those offers are usually still some of the best point-per-dollar rates around.
Quick summary: Stocard allows users to scan and store their loyalty cards on their phones, rather than carrying around the physical cards themselves. So, you can finally say goodbye to that collection of barcodes on your keyring.
Best for: Android users who frequent stores with good loyalty programs. While Apple’s iOS has this function built-in (Apple Wallet), Stocard is beloved by users of Android devices like the Samsung Galaxy and Google Pixel.
Pro tip: The same loyalty card can be shared between family members’ phones, so any time anyone in the family makes a purchase and scans the barcode, that account will earn points. This is an especially great strategy if your family shops at CVS, which pays 2% cash-back per quarter in the form of ExtraBucks.
Mobile In-App Purchases Like Ibotta
With the shopping apps on this list, you can earn cash-back and other great perks when you buy items through a particular shopping portal. If you ever shop online (and who doesn’t?), failing to utilize these services is like walking away from a stack of money.
Quick summary: Swagbucks is a cash-back online shopping portal. Find the store you want to shop at in the app or on the Swagbucks website, see the percentage of cash-back being offered, and then click on the store’s link to shop and earn.
Best for: Frequent online shoppers.
Pro tip: Swagbucks is one of the easiest ways to earn free gift cards by doing other tasks on the site, including answering surveys and watching videos. Then, you can use those same gift cards at the stores offering good cash-back deals.
Rakuten (Formerly Ebates)
Quick summary: With Rakuten, users can search for cash-back offers from thousands of online retailers. The site also has a low minimum payout at just $5.
Best for: Frequent online shoppers, as Rakuten has thousands of partners.
Pro tip: You can often find coupons for particular stores that can be used to save money on top of Rakuten’s cash-back offer.
Quick summary: Acorns is a micro saving and investing app that also has a valuable cash-back shopping portal (called Found Money). When you shop with retailers that have partnered with Acorns, the cash-back you earn will be invested into mutual funds (you can withdraw your money for free at any time).
Did you know: Acorns’ Found Money has partnered with sites like Expedia, Airbnb and Uber, so you can save on your travel expenses in addition to your online purchases.
Best for: Those who are nervous about dipping their toes into investing.
Pro tip: If you really want to grow your wealth, investing is the way to do it. So don’t just invest the cash-back you save through Found Money — set up Acorns’ popular Round Ups feature, which will automatically invest your spare change.
Also, Acorns basic account has a $1 per month account fee, but it’s waived for the first four years if you sign up with an active .edu email address.
Quick summary: An online cash-back shopping portal similar to Swagbucks.
Best for: Those who do a lot of online shopping and are willing to sign up for multiple sites. Many of the sites on InboxDollars are similar to those found on the other apps listed, but the rates can vary widely depending on when you look. It’s a good idea to sign up for more than one site and check which one offers the best deal before making a purchase.
You can also use Cashback Monitor, a free website that’s designed to help you get the absolute best cash-back offer every time.
Pro tip: Earn money watching videos and answering surveys on the site, in addition to the cash-back shopping portal.
Bonus: Get More Cash Back With a Grocery Credit Card
Blue Cash Preferred Cash
The Blue Cash Preferred Card is one of the best cash-back cards for groceries, which are a big expense for most of us. This card earns 6% back at grocery stores (up to $6,000 per year).
After hitting the limit, you’ll earn 1% cash-back for the remainder of the year. Users can also earn 6% back on participating streaming services, gas stations, and eligible transportation expenses.
The card does have an annual fee of $95. However, if you spend $31 or more per week on groceries, you’re spending enough to cover this fee. Even when I was single and living alone, I spent more than that per week on groceries. (Side note: if you’re eating for less than $31 per week, please email me and tell me how…)
Currently, you can get paid to sign up (upon credit approval) for this card. New members will earn a $250 statement credit after meeting the $1,000 minimum spending threshold within the first three months of opening the account.
Capital One® SavorOne® Cash Rewards Credit Card
The SavorOne Rewards card from Capital One is for those of us who love to eat — be it food from a restaurant or a grocery store. The card gives users an unlimited 3% cash-back at restaurants and other eateries, including things like coffee shops and fast-food restaurants.
Plus, you’ll score 3% back on “entertainment,” which includes things like movie tickets, record stores (if any still exist), zoos, aquariums, bowling alleys and more. You’ll also earn 2% back at grocery stores and 1% back on all other purchases.
Currently, new members earn a $150 cash bonus (which is free money) after meeting the $500 minimum spending requirement within the first three months of opening the account. The SavorOne Rewards card does not have an annual fee.
Are You Above or Below Average?
If you had to guess how much you spend on food per year, what would the number be? A quick look through your budget can show you the actual figure. The average American household spends $7,729 per year on food, which is 12.8% of the average annual after-tax income.
That’s a big chunk of our earnings… but we have to eat. Food isn’t a category we can cut out of our budgets (like cable television or subscription boxes). So, we have to save money on groceries any way we can. These top cash-back apps for groceries can help you and your family do just that.
With the right cash-back apps and some clever stacking, you can cut your grocery spending significantly and wind up with a surprising amount of extra money in your bank account at the end of the month.