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Top Cash Back Apps For Groceries: Apps That Pay You For Your Receipts

Best Grocery Savings Apps
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When it comes to the biggest family household expenses, the four highest are typically:

  1. Housing
  2. Transportation
  3. Education
  4. Food

Cutting expenses for housing, education, and transportation takes time and effort. It might require moving, selling a car, or saving for 10 years in a 529 plan. That leaves food as the budget category where it’s easy to make a real dent in your monthly expenditures.

One easy way to save on groceries is to use cash-back apps. In most cases, you don’t have to change much. It only takes a minute or two to scan the item and receipt after you’re done shopping. 

With that in mind, here are the best cash-back apps for groceries. All of them are free, and all of them can save you some serious money. 

Apps are broken down into three categories:

  • Top Cash Back Apps for Groceries. These are apps just about everyone can benefit from. They have a large number of great reviews, they work at most stores and for a large variety of items, and many can be stacked to produce maximum savings. 
  • More Apps to Maximize Your Cash Back. These apps are great in the right circumstances. They may work well for a certain type of shopper (e.g., healthy eaters) or require a bit more work than taking a quick picture with your phone. Yet, in the right circumstances, you can save a lot of money with these apps, so definitely read through the entire list. 
  • Store Specific Shopping Apps. These apps work at only one store.

Note: The review scores in this post were collected on May 11, 2022. We revise this post periodically throughout the year to update this data.

Top Cash Back Apps for Groceries

#1. Ibotta

Quick summary: Download and search the Ibotta app for digital coupons on food and other items at grocery and retail stores, both brick-and-mortar and online. Buy the items you had coupons for, and upload a picture of your receipt to your Ibotta account. The Ibotta app will deposit your cash-back bonus into your account within 48 hours of verification. Once your account reaches $20, you can transfer it to your PayPal or Venmo account.

Did you know: Ibotta is best known as a cashback app for groceries, but you can get rebates at hundreds of non-grocery retailers too. 

App Store ratings: 4.8/5 with 1,447,871 reviews.

Google Play ratings: 4.5/5 with 593,760 reviews.

Sign-up bonus: New users will receive a $5 bonus for uploading their first receipt.

See also: Top cash-back and receipt scanning apps similar to Ibotta.

#2. Fetch Rewards

Quick summary: With the Fetch Rewards cashback app, users can earn points for buying eligible brands (the product doesn’t matter) as well as specific products. You don’t have to preselect the items; just upload a photo of your grocery store receipt. The number of points earned is based on the cost of the product. You can redeem your points for gift cards.

Did you know: There’s nothing stopping you from uploading the same receipt to both Fetch Rewards and Receipt Hog. Double dip!

App Store ratings: 4.8/5 with 2,198,158 reviews.

Google Play ratings: 4.6/5 with ‎413,585 reviews.

Sign-up bonus: Get 3,000 bonus points automatically by using our link to sign up.

#3. Shopkick

Quick summary: Link a debit or credit card to the Shopkick app. You’ll earn points, called Kicks, when you purchase eligible items and submit a copy of your receipt. Your Kicks can be redeemed for gift cards from dozens of retailers.

Did you know: There are may different ways to earn Kicks with the Shopkick app: By walking into a specific store, by scanning certain products, by buying products and uploading a receipt, and by linking your credit card and making a purchase at designated locations (just to name a few).

App Store ratings: 4.6/5 with 71,642 reviews.

Google Play ratings: 4.0/5 with 231,355 reviews.

Sign-up bonus: Get 250 Kicks by using the promo code SHOP015746 when you sign up for a new account.

Learn more: Read our Shopkick review.

#4. Receipt Hog

Quick summary: If you like flexibility, you’ll love Receipt Hog. It doesn’t matter what store you shop at or what you buy. You can upload any receipt and earn points, called Coins, for every upload. The number of Coins you earn depends on the amount you spend, so the more you buy, the more you save. Coins can be redeemed for cash via PayPal or Amazon gift cards.

Did you know: You can upload restaurant receipts, so if you’re at a group dinner, offer to pay the full amount on your credit card and your dinner partners can give you their portion in cash or Venmo. Restaurant receipts will enter you into a monthly drawing to win 5,000 Coins.

App Store ratings: 4.7/5 with 128,751 reviews.

Google Play ratings: 4.3/5 with 162,995 reviews.

Sign-up bonus: None currently available.


Quick summary: Download the free app and choose digital coupons from dozens of grocery stores, pharmacies, and other retailers. You can also add coupons to your store loyalty cards (those bar-coded plastic tags on your keychain) so they’ll register when the cashier scans the card. For stores without loyalty cards, you can upload your receipt to receive cash-back on the items in the app. (The cash will be sent to your PayPal account.)

Did you know: You can sign up to receive alerts so coupons are sent directly to your email if you don’t want to search through the app.

App Store ratings: 4.7/5 with 125,373 reviews.

Google Play ratings: 3.9/5 with 44,383 reviews.

Sign-up bonus: None currently available.

#6. CoinOut

Quick summary: CoinOut is an app that acts as a digital wallet to store spare change and cash-back from participating stores. When you pay in cash, the cashier selects the CoinOut option rather than handing you your change; you scan your phone, and the money is deposited into your digital wallet.

You can also upload receipts from participating retailers and have cash-back added to your wallet. Each partnered store gives back a percentage of each dollar you spend in certain categories; you can then have the money sent to your bank account or redeem it for gift cards.

Did you know: If you use the cash-based envelope method of budgeting, this app is your new best friend.

App Store ratings: 4.7/5 with 55,966 reviews.

Google Play ratings: 3.9/5 with 30,650 reviews.

Sign-up bonus: None currently available.

#7. ReceiptPal

Quick summary: With a few exceptions, you can upload a receipt from almost anywhere you shop and earn points with ReceiptPal. Every four receipts will earn you 100 points, and you can submit up to 20 per week. The points can be redeemed for gift cards.

Did you know: For every receipt you upload, you’ll be entered into a weekly drawing that takes place each Monday and pays out $250.

App Store ratings: 4.5/5 with 19,038 reviews.

Google Play ratings: 4.4/5 with ‎27,759 reviews.

Sign-up bonus: None currently available.

More Apps to Maximize Your Cash Back

These apps offer some of the best ways to save and earn cash-back other than by uploading receipts. Many can be paired with the services above in order to double-dip or triple-dip on savings. 

#1. Acorns

Quick summary: You probably know of Acorns as a micro-investing app, but you might not know they offer a cash-back feature for online purchases. Download the Chrome “Found Money” extension, and when you shop with more than 200 partners, you’ll earn cash-back that will be invested directly into your Acorns account.

Did you know: Acorns’ Found Money has partnered with sites like Expedia, Airbnb and Uber, so you can save on your travel expenses.

App Store ratings: 4.7/5 with 814,469 reviews.

Google Play ratings: 4.5/5 with over 205,559 reviews.

Sign-up bonus: When you and a friend sign up for Acorns, the app will invest $5 for each of you.

#2. Flipp

Quick summary: If you don’t get the Sunday paper but miss flipping through the weekly grocery shopping circulars that are tucked inside, meet Flipp!

Flipp lets you see all the circulars in your area (just enter your zip code when creating your account) so that you can save money on grocery items, household items, clothes, electronics, and more. “Clip” the coupons and they’ll be attached to your store loyalty cards.

Did you know: You can use the app’s price matching feature to get the lowest price in stores that allow price-match savings.

App Store ratings: 4.8/5 with 228,767 reviews.

Google Play ratings: 4.7/5 with over 211,348 reviews.

Sign-up bonus: None currently available.

#3. NCP Mobile

Quick summary: NCP Mobile is a barcode scanning app. Scan the barcodes of eligible items you buy, answer a few questions about the purchase, and then submit your feedback to earn points. The points you earn can be redeemed for gift cards.

Did you know: The longer you use the app, the more points you earn for each scan.

App Store ratings: 4.3/5 with 5,867 reviews.

Google Play ratings: 4.4/5 with 33,364 reviews.

Sign-up bonus: None currently available.

See Also: Nielsen Computer and Mobile Panel Review

#4. The Krazy Koupon Lady

Quick summary: This app is like a one-stop-shop for coupons. It has coupons from circulars, stores and manufacturers, as both digital and printable coupons. The app will send new offers to your phone as it finds them, wherever it finds them.

Did you know: The app also offers tutorials and videos to teach those new to couponing how to optimize their savings.

App Store ratings: 4.9/5 with 80,550 reviews.

Google Play ratings: 4.5/5 with 15,310 reviews.

Sign-up bonus: None currently available.

Store Specific Shopping Apps

These are just a few of the major retailers who have dedicated mobile apps. Apps like these often feature exclusive coupons and offers, so take the time to see if any are offered by your favorite stores. 

Target’s Circle App: This app lets you see Target’s in-store offers right on your phone. Search by category or collection, or enter a brand or item into the search bar. You can also scan a barcode to see if there are any savings on that particular item. When you find an offer you want, click it and it will be added to your list. When you’re checking out, scan the barcode in your Target app at the register and the discounts will be applied.

Kroger: Not only does the Kroger app save you money on household staples and grocery items, but it also saves you time. You can shop from the app and pick up when you arrive at the store, or you can have your order delivered. You can also view weekly ads, coupons and special offers, and load digital coupons to your loyalty card.

Whole Foods: You can use the app to see weekly sales and specials. To really save though, you’ll need to be an Amazon Prime member. Prime members receive special offers and an extra 10% off hundreds of weekly sale items. Sign in through Prime and scan the QR code in the app when checking out.

Meijer: The mPerks app offers users digital coupons, special offers, rewards for buying eligible items, and access to the weekly circular. Users earn rewards like $5 off their next shopping trip after spending $250 or more in total purchases.

Walmart: This app allows users to view the weekly circular, create a shopping list, receive notices about special offers, scan items to check their price, send money, and refill prescriptions.

See also: The 18 Best Passive Income Apps for Making Money Fast.

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R.J. Weiss
R.J. Weiss is the founder and editor of The Ways To Wealth, a Certified Financial Planner™, husband and father of three. He's spent the last 10+ years writing about personal finance and has been featured in Forbes, Bloomberg, MSN Money, and other publications.

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